Sutter County property record for 3075 Gum St, Live Oak, CA 95953
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,918 sqft · built 1960 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,148 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Feb 2020 Mortgage |
| APN | 006-361-007-000 |
| Primary APN | 006-361-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 06-361-007 |
|---|---|
| Street Address | 3075 GUM ST |
| City | LIVE OAK |
| State | CA |
| Zip | 95953-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCE AT THE NW COR OF LOT 36 OF THE DE REE TRACT; RUN TH SOUTH 150 FT TO A PT TO BEGIN; TH RUN N 89 DEGREES 45 30 E 200 FT; TH SOUTH 183 FT; TH S 89 DEGREES 45 30 W 200 FT AN D TH NORTH 183 FT TO PT OF BEGIN; EXCEPT ALL MINERAL RIGHTS |
| Legal Subdivision | DEREE TRACT |
| Legal Lot Number | 36 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 50702 |
3075 Gum St is owned and occupied by an individual.
Source: Sutter County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3075 GUM ST, LIVE OAK, CA 95953-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Feb 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3075 GUM ST, LIVE OAK, CA 95953-9535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009942 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018-0009942 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 3075 GUM ST, LIVE OAK, CA 95953-9535 |
| Document Number | 0000002445 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 3075 GUM ST LIVE OAK CA 959539535, LIVE OAK, CA 95953-9535 |
| Document Number | 0000002445 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2445 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2050 |
The 2025 property tax bill for 3075 Gum St was $1,148 with a homeowner's exemption.
Source: Sutter County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Municipality | Live Oak City |
| Unified School District | Live Oak Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,936 (+2%) Land $12,472 Building $75,464 | $87,936 (+2%) | |
| 2025 | $1,148.00 Homeowner's exemption | $86,213 Land $12,228 Building $73,985 | $86,213 |
| 2023 | $1,111.00 Homeowner's exemption | $82,867 Land $11,754 Building $71,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3075 Gum St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3075 Gum St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
May also be available: AT&T, GeoLinks, Succeed.Net.
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