DeKalb County property record for 3075 Co Rd 43, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,612 sqft · built 1962 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-12-100-007.000-007 |
| Primary APN | 17-06-12-100-007.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Family Room | Family Room |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Gazebo | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050612100007 |
|---|---|
| Street Address | 3075 COUNTY ROAD 43 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NW1/4 SECTION 12 TWP 34 RANGE 13 ACRES 1.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 20200 |
3075 Co Rd 43 is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3075 COUNTY ROAD 43, WATERLOO, IN 46793-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3075 COUNTY ROAD 43, WATERLOO, IN 46793-9734 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3075 COUNTY ROAD 43, WATERLOO, IN 46793-9734 |
| Document Number | 0202202914 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 202202914 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3075 Co Rd 43 was $1,233, up 1.7% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (+1.73%) | $217,800 (+0.83%) Land $31,800 Building $186,000 | $217,800 (+0.83%) Land $31,800 Building $186,000 |
| 2024 | $1,212.00 (+0.17%) | $216,000 (+2.71%) Land $31,800 Building $184,200 | $216,000 (+2.71%) Land $31,800 Building $184,200 |
| 2023 | $1,210.00 (+11.32%) | $210,300 (+21.7%) Land $30,600 Building $179,700 | $210,300 (+21.7%) Land $30,600 Building $179,700 |
| 2022 | $1,087.00 | $172,800 Land $26,600 Building $146,200 | $172,800 Land $26,600 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3075 Co Rd 43 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3075 Co Rd 43 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| Watch TV Fixed Wireless | 25 / 3 |
May also be available: AT&T, Frontier, Mercury Fiber, T-Mobile.
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