3075 Abbey St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3075 Abbey St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1967
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Aug 2026)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`129660A000`

Property Details

APN / Parcel Number

Primary APN	`129660A000`
Alternative APN	`6-0005-4287-00-0503.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,245 sqft (0.166 acres)
Lot Dimensions	115 ft deep x 63 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	129660A000
Street Address	3075 ABBEY ST
City	SAINT CHARLES
State	MO
Zip	63301-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ST CHAS HILLS #4 LOT 503
Legal Subdivision	ST CHAS HILLS #4
Legal Lot Number	503
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1013
Census Tract	310802

Owner

Source: St. Charles County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · Construction Mortgage FIRST STATE BANK/STATE CHARLES
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Dec 2, 2020	Quit Claim Deed, Transfer FIRST ST BK/ST CHARLES
Nov 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202641709
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0000041709
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2026
Property Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Document Number	0000041709
Instrument Date	Aug 20, 2026
Instrument	202641709
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001

Mortgage

Document Number	0000041710,
Date	Aug 31, 2026
Instrument	202641710

Lender

Name	FIRST STATE BANK/STATE CHARLES

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001

Mortgage

Document Number	0000013390
Date	Mar 7, 2022
Instrument	2022R-013390

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2020
Property Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Document Number	0000093998
Instrument Date	Nov 16, 2020
Instrument	93998
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 ABBEY ST ST CHARLES MO 633011001, ST CHARLES, MO 63301-1001

Mortgage

Document Number	93999
Date	Dec 2, 2020
Instrument	93999

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 26, 2019
Property Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Document Number	0071890596
Book / Page	007189 / 000596
Instrument Date	Nov 19, 2019
Instrument	680330
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 ABBEY ST ST CHARLES MO 633011001, ST CHARLES, MO 63301-1001

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2019
Property Address	3075 ABBEY ST, SAINT CHARLES, MO 63301-1001
Document Number	0070750794
Book / Page	007075 / 000794
Instrument Date	May 15, 2019
Instrument	234970
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3075 ABBEY ST ST CHARLES MO 633011001, ST CHARLES, MO 63301-1001

Mortgage

Document Number	70750796
Date	May 16, 2019
Book Page	007075/000796
Instrument	234980

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,811 (-)	$193,743 (-) Land $45,000 Building $148,743
2025	$2,377.00 (+4.9%)	$36,811 (+7.51%)	$193,743 (+7.51%) Land $45,000 Building $148,743
2024	$2,266.00
2023		$34,239
2022			$180,204 Land $35,000 Building $145,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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