30741 E Lake Dr, Girard, IL 62640 Property Records

Macoupin County property record for 30741 E Lake Dr, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.333 acres (14,545 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Nov 2005)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage + 1 more
APN	`03-35-128-001`

Property Details

APN / Parcel Number

Primary APN	`03-35-128-001`
Alternative APN	`14-000-680-00`

Exterior

Lot Area	14,545 sqft (0.333 acres)

Location & Zoning

Street Address	30741 E LAKE DR
City	GIRARD
State	IL
Zip	62640-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 19 SUNSET LAKE LEASES (METER # 137) 03-35-128-001
Legal Subdivision	SUNSET LAKE ASSN SUB
Legal Block	19
Legal Lot Number	1
Jurisdiction	MACOUPIN IL
Township / Civil Division	NORTH OTTER
Census Block Group	3
Census Block	3041
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	30741 E LAKE DR, GIRARD, IL 62640-7245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2005 · Amount on Record
Deed Sale	Nov 21, 2005 · Amount on Record
Deed Document Number	2005454457
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	30741 E LAKE DR, GIRARD, IL 62640-7245
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598546
Date	May 6, 2022
Instrument	598546

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	30741 E LAKE DR, GIRARD, IL 62640-7245
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594282
Date	Oct 6, 2021
Instrument	594282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	30741 E LAKE DR, GIRARD, IL 62640-7245
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569875
Date	Jul 27, 2018
Instrument	569875

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	North Otter Township
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (+4.85%)	$33,094 (+7%) Land $5,934 Building $27,160	$99,282 (+7%) Land $17,802 Building $81,480
2024	$1,960.00 (+13.56%)	$30,929 (+15.56%) Land $5,546 Building $25,383	$92,787 (+15.56%) Land $16,638 Building $76,149
2022	$1,726.00 Homeowner's exemption	$26,764 Land $4,799 Building $21,965	$80,292 Land $14,397 Building $65,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Nextlink.

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