Charlotte County property record for 3074 Perdue Ter, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,295 sqft · built 1981 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Sep 2026) |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402322202008 |
| Primary APN | 402322202008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,295 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 1,295 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00846710004008 |
|---|---|
| Street Address | 3074 PERDUE TER |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 8 BLK 26 LTS 33 & 34 604/188 682/1639 DC1193/2001-LR 1193/2002 1295/1392 CD1346/1205 2210/2172 4321/21 4446/1534 4754/1722 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 22 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 26 |
| Legal Lot Number | 33,34 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21001 |
3074 Perdue Ter is owned and occupied by an individual who bought it in September 2026.
Source: Charlotte County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 811 CEDAR AVE, NORTH BEACH, MD 20714-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Apr 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 30, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Document Number | 20263681598 |
| Prior Transfer Date | Sep 4, 2026 |
| Prior Transfer Doc | 0003681598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 3074 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0003681598 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20263681598 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164,024.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 CEDAR AVE, NORTH BEACH, MD 20714-9754 |
| Document Number | 0003681599, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20263681599 |
| Name | NORTHPOINTE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 3074 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0047541722 |
| Book / Page | 4754 / 1722 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2936453 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3075 PERDUE TER, 3075, PUNTA GORDA, FL 33983-3314 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3074 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 3074 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0044461534 |
| Book / Page | 004446 / 001534 |
| Instrument Date | May 25, 2019 |
| Instrument | 2716060 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3074 PERDUE TER PUNTA GORDA FL 339833313, PUNTA GORDA, FL 33983-3313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 30, 2018 |
| Property Address | 3074 PERDUE TER, PUNTA GORDA, FL 33983-3313 |
| Document Number | 0043210021 |
| Book / Page | 004321 / 000021 |
| Instrument Date | May 30, 2018 |
| Instrument | 2616784 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3074 PERDUE TER PUNTA GORDA FL 339833313, PUNTA GORDA, FL 33983-3313 |
The 2025 property tax bill for 3074 Perdue Ter was $2,815 with exemptions applied.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $197,157 | $243,553 Land $17,850 Building $225,703 |
| 2023 | $2,838.00 (+0.11%) Homeowner's exemption Widower's exemption | $186,020 (+3%) | $137,780 (-23.71%) Land $20,000 Building $117,780 |
| 2022 | $2,835.00 Homeowner's exemption Widower's exemption | $180,602 Land $16,150 Building $164,452 | $180,602 Land $16,150 Building $164,452 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3074 Perdue Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3074 Perdue Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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