3074 Elsinore Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 3074 Elsinore Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1972
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2012)
Tax Bill	$2,031 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-510-570-000`

Property Details

APN / Parcel Number

Primary APN	`214-510-570-000`
Alternative APN	`214-510-57`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	214-510-57
Street Address	3074 ELSINORE DR
City	TRACY
State	CA
Zip	95376-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2008
Census Tract	5311

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3074 ELSINORE DR, TRACY, CA 95376-1889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2012 · Amount on Record
Deed Sale	Mar 9, 2012 · Amount on Record
Prior Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	201229571
Prior Transfer Date	Oct 25, 2001
Prior Transfer Doc	0000182520
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3074 ELSINORE DR, TRACY, CA 95376-1889
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3074 ELSINORE DR, TRACY, CA 95376-1889

Mortgage

Document Number	0000086308
Date	Oct 9, 2025
Instrument	2025-086308

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3074 ELSINORE DR, TRACY, CA 95376-1889
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3074 ELSINORE DR, TRACY, CA 95376-1889

Mortgage

Document Number	0000035281
Date	Mar 16, 2022
Instrument	2022-035281

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3074 ELSINORE DR, TRACY, CA 95376-1889
Document Number	0000034418
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3074 ELSINORE DR TRACY CA 953761889, TRACY, CA 95376-1889

Mortgage

Document Number	0000034418
Date	Mar 18, 2020
Instrument	34418

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,031.00 (+0.05%)
2025	$2,030.00 (+10.39%) Homeowner's exemption	$182,118 (+4.04%) Land $45,214 Building $136,904
2023	$1,839.00 (+2.17%) Homeowner's exemption	$175,048 Land $43,459 Building $131,589	$480,960
2022	$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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