3074 4th St, Monroe, MI 48162 Property Records

Monroe County property record for 3074 4th St, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1997
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Apr 2017)
Tax Bill$2,685 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-776-240-01

Property Details

APN / Parcel Number

Primary APN07-776-240-01
Alternative APN
  • 07 776 240 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleModular
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions100 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3074 4TH ST
CityMONROE
StateMI
Zip48162-4394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLEAVE BLAN
Legal DescriptionLOTS 240 THRU 244, DETROIT BEACH SUBDIVISION, BEING A PART OF PC 56, 57 & 476, FRENCHTOWN TOWNSHIP, MONROE COUNTY, MICHIGAN,
Legal SubdivisionDETROIT BEACH SUB
Legal Lot Number240-244
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3032
Census Tract831300

Owner

3074 4th St is owned and occupied by an individual who bought it in April 2017.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3074 4TH ST, MONROE, MI 48162-4394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FINANCIAL CU
Mar 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY CHOICE CU
Apr 26, 2017Warranty Deed, Transfer
LEGACY TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2017 · Amount on File
Deed SaleApr 26, 2017 · Amount on File
Deed Document Number20179239
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address3074 4TH ST, MONROE, MI 48162-4394
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3074 4TH ST, MONROE, MI 48162-4394

Mortgage

Document Number0000030624
DateDec 1, 2021
Instrument2021R30624
Lender
NameCOMMUNITY FINANCIAL CU
TypeCredit Union
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2041

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address3074 4TH ST, MONROE, MI 48162-4394
Document Number0000004252
Instrument DateMar 23, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3074 4TH ST MONROE MI 481624394, MONROE, MI 48162-4394

Mortgage

Document Number0000004252
DateMar 28, 2019
Instrument4252
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressFARMINGTON HILLS, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 27, 2034

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateApr 26, 2017
Property Address3074 4TH ST, MONROE, MI 48162-4394
Document Number0000009239
Instrument DateMar 10, 2017
Instrument2017R09239
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyLEGACY TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2871 POST RD, 2871, NEWPORT, MI 48166-9366

Transferred To (Grantee/Buyer)

NameVerified Name
Address28415 GREENLAWN DR, FLAT ROCK, MI 48134-2108

Tax Assessment & Valuation

The 2025 property tax bill for 3074 4th St was $2,685 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictJefferson Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,400 Land $117,400$234,800 Land $234,800
2025$2,685.00 Homeowner's exemption
2023$2,351.00 Homeowner's exemption$82,600$165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3074 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Nearby Flood Policies53 in force
Nearby Flood Claims95 (1980–2018)
Claims Outside the SFHA4 of 95
Most Recent ClaimApr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3074 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRENCHTOWN TOWNSHIP
serves 21,609 people · EPA ID MI0002500
Water SourceSurface water
Last State InspectionSep 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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