3073 Sidney Ave, Cincinnati, OH 45225 Property Records

Hamilton County property record for 3073 Sidney Ave, Cincinnati, OH 45225

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,965 sqft · built 1889
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2025)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`189-0023-0039-00`

Property Details

APN / Parcel Number

Primary APN	`189-0023-0039-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
Gross Area	2,573 sqft
1st Floor Area	965 sqft
2nd Floor Area	1,000 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3073 SIDNEY AVE
City	CINCINNATI
State	OH
Zip	45225-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	3073 SIDNEY AVE 25 X 145 IRR LOT 54 YOUNG & CUTTER SUB
Legal Subdivision	YOUNG & CUTTER SUB
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1030
Census Tract	2800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 796788, DALLAS, TX 75379-6788
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Oct 22, 2018	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jan 14, 2013 · Amount on File
Deed Document Number	202593878
Deed Book / Page	15553 / 946
Prior Transfer Date	May 30, 1997
Prior Transfer Doc	0000087910
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074180
Date	Oct 18, 2023
Book Page	15024/154
Instrument	2023-0074180

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 RIDDLE RD, MOUNT HEALTHY, OH 45231-2712

Mortgage

Document Number	0000016960
Date	Mar 13, 2023
Book Page	14871/1070
Instrument	2023-0016960

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2025
Property Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818
Document Number	0000093878
Book / Page	15553 / 946
Map Reference	MB 5 PG 40&41
Instrument Date	Nov 25, 2025
Instrument	2025-0093878
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818

Mortgage

Document Number	0000093879
Date	Dec 2, 2025
Instrument	2025-0093879

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 22, 2018
Property Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818
Document Number	0000093582
Book / Page	13779 / 00648
Map Reference	MB 5 PG 40&41
Instrument Date	Oct 3, 2018
Instrument	2018-0093582
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3073 SIDNEY AVE, CINCINNATI, OH 45225-1818

Mortgage

Document Number	0000093583
Date	Oct 22, 2018
Instrument	2018-0093583

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (+0.13%)	$46,984 (-) Land $3,479 Building $43,505	$134,240 (-) Land $9,940 Building $124,300
2024	$2,985.00 (-0.17%)	$46,984 (-) Land $3,479 Building $43,505
2023	$2,990.00 (+515.23%)	$46,984 (+13.4%) Land $3,479 Building $43,505	$134,240 (+13.4%) Land $9,940 Building $124,300
2022	$486.00	$41,433 Land $2,373 Building $39,060
2020			$118,380 Land $6,780 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Sidney Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures