3073 Bentwater Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 3073 Bentwater Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,870 sqft · built 1998
Lot Size	0.373 acres (16,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 1998)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2615-63-00300`

Property Details

APN / Parcel Number

Primary APN	`2615-63-00300`
Alternative APN	`R254258`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,870 sqft Living Area
Gross Area	6,070 sqft
1st Floor Area	2,719 sqft
2nd Floor Area	2,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,245 sqft (0.373 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	917 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3073 BENTWATER DR
City	MONTGOMERY
State	TX
Zip	77356-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	BENTWATER 63, BLOCK 1, LOT 3
Legal Subdivision	BENTWATER 63
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3008
Census Tract	694304

Owner

Source: Montgomery County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3073 BENTWATER DR, MONTGOMERY, TX 77356-8606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1998 · Amount on Record
Deed Sale	May 1, 1998 · Amount on Record
Deed Document Number	199830797
Prior Transfer Date	Apr 30, 1998
Prior Transfer Doc	0000030797
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 27, 2026
Property Address	3073 BENTWATER DR, MONTGOMERY, TX 77356-8606
Document Number	0000091922
Instrument Date	Aug 21, 2026
Instrument	202691922
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3073 BENTWATER DR, MONTGOMERY, TX 77356-8606

Mortgage

Document Number	0000091922,
Date	Aug 27, 2026
Instrument	202691922

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3073 BENTWATER DR, MONTGOMERY, TX 77356-8606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123384
Date	Oct 28, 2020
Instrument	2020123384

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,068 (+8.79%) Land $147,916 Building $656,152	$804,068 (+8.79%) Land $147,916 Building $656,152
2025	$4,705.00 (-21.74%) Homeowner's exemption Senior Citizen's exemption	$739,081 (-3.66%) Land $147,916 Building $591,165	$739,081 (-11.27%) Land $147,916 Building $591,165
2024	$6,012.00 (+35.44%) Homeowner's exemption Senior Citizen's exemption	$767,151 (+1%) Land $91,944 Building $741,004	$832,948 (+5.3%) Land $91,944 Building $741,004
2023	$4,439.00 Homeowner's exemption	$697,410 Land $91,950 Building $699,040	$790,990 Land $91,950 Building $699,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Nearby Flood Policies	103 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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