3072 State Rte 277, Overgaard, AZ 85933 Property Records

Navajo County property record for 3072 State Rte 277, Overgaard, AZ 85933

Property Summary

Property Type	Vacant Land
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2013)
Tax Bill	$743 (2025)
Deeds & Mortgages	Mar 2019 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-34-006D`

Property Details

APN / Parcel Number

Primary APN	`206-34-006D`

Exterior

Lot Area	104,980 sqft

Location & Zoning

Street Address	3072 SR 277 HWY
City	HEBER
State	AZ
Zip	85928
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	C-R
Legal Description	SECTION 20,T12N,R17E:W2 OF....BEG NE COR SECTION 20; TH S89DG585 7 W ALG N SEC LINE 1469.44TPOB; TH S PARALLEL TO E SEC LINE 878. 9 TO C/L HWY 277; TH S63DG027 W 493.4;TH N PARALLEL TO E SEC L INE 1102.71 TO N SEC LINE;TH N89DG5857 E 439.65TPOB EXCEP
Legal Range	17E
Legal Township	12N
Legal Section	20
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1001
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2842, OVERGAARD, AZ 85933-2842
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Jun 1, 2018	Grant Deed, Transfer LAWYERS TITLE
May 9, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	201314943
Last Transfer Date	Jun 5, 2019
Transfer Doc	0000008039
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	SR 277 HWY, HEBER, AZ 85928
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004262
Date	Mar 29, 2019
Instrument	2019-04262

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	SR 277 HWY, HEBER, AZ 85928
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008346
Date	May 28, 2020
Instrument	2020-08346

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 1, 2018
Property Address	SR 277 HWY, HEBER, AZ 85928
Document Number	0000008716
Instrument Date	May 9, 2018
Instrument	8716
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 9, 2018
Property Address	SR 277 HWY, HEBER, AZ 85928
Document Number	0000007396
Instrument Date	Mar 23, 2018
Instrument	7396
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 422 OVERGAARD AZ 859330422, OVERGAARD, AZ 85933-0422

Mortgage

Document Number	7398
Date	May 9, 2018
Instrument	7398

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$86,159 (+3.74%) Land $86,159
2025	$743.00 (+4.21%)	$12,458 Land $12,458	$83,054 Land $83,054
2023	$713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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