3072 Neil Jerome Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 3072 Neil Jerome Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,774 sqft · built 2022
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Feb 2023)
Tax Bill$15,769 (2026)
Deeds & MortgagesApr 2026 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN240-840-310-000

Property Details

APN / Parcel Number

Primary APN240-840-310-000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,774 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3072 NEIL JEROME DR
CityTRACY
StateCA
Zip95377-8010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 162 TOWN & COUNTRY TRACT 4007
Legal SubdivisionTOWN & COUNTRY
Legal Tract4007
Legal Block2
Legal Lot Number162
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

3072 Neil Jerome Dr is owned and occupied by two individuals who bought it in February 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3072 NEIL JEROME DR, TRACY, CA 95377-8010
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Feb 14, 2023Grant Deed, Transfer · Conventional Mortgage
SAFE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2023 · Amount on File
Deed SaleFeb 14, 2023 · Amount on File
Deed Document Number202311411
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateApr 8, 2026
Property Address3072 NEIL JEROME DR, TRACY, CA 95377-8010
Document Number0000031253
Instrument DateMar 31, 2026
Instrument202631253
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address3072 NEIL JEROME DR, TRACY, CA 95377-8010

Mortgage

Document Number0000031253,
DateApr 8, 2026
Instrument202631253
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 14, 2023
Property Address3072 NEIL JEROME DR, TRACY, CA 95377-8010
Document Number0000011411
Map ReferenceMB 43 PG 169
Instrument DateJan 31, 2023
Instrument2023-011411
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3072 NEIL JEROME DR, TRACY, CA 95377-8010

Mortgage

Document Number0000011412
DateFeb 14, 2023
Instrument2023-011412
Lender
NameSAFE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 3072 Neil Jerome Dr was $15,769, down 5.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,769.00 (-5.48%)
2025$16,684.00$1,092,420 Land $327,726 Building $764,694
2023$10,741.00 (+102.35%)$555,424 Land $62,424 Building $493,000$931,590
2022$5,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3072 Neil Jerome Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3072 Neil Jerome Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

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