3072 Cray Ct, San Jose, CA 95121 Property Records

Santa Clara County property record for 3072 Cray Ct, San Jose, CA 95121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,368 sqft · built 1975
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$1,515,000 (Jun 2026)
Tax Bill	$20,062 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`499-36-044`

Property Details

APN / Parcel Number

Primary APN	`499-36-044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,120 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3072 CRAY CT
City	SAN JOSE
State	CA
Zip	95121-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8P
Legal Lot Number	44
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	503212

Owner

3072 Cray Ct is owned and occupied by an individual who bought it in June 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3072 CRAY CT, SAN JOSE, CA 95121-2414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jun 30, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 4, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Apr 4, 2024 · Amount on File
Deed Document Number	202626010831
Prior Transfer Date	Sep 19, 1996
Prior Transfer Doc	0013465229
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2026
Property Address	3072 CRAY CT, SAN JOSE, CA 95121-2414
Document Number	0026010832
Instrument Date	Jun 26, 2026
Instrument	202626010832
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3072 CRAY CT, SAN JOSE, CA 95121-2414

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2026
Property Address	3072 CRAY CT, SAN JOSE, CA 95121-2414
Document Number	0026010831
Instrument Date	Jun 16, 2026
Instrument	202626010831
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,316.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3072 CRAY CT, SAN JOSE, CA 95121-2414

Mortgage

Document Number	0000010833,
Date	Jun 30, 2026
Instrument	202610833

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 4, 2024
Property Address	3072 CRAY CT, SAN JOSE, CA 95121-2414
Document Number	0025618648
Map Reference	MB 318 PG 31
Instrument Date	Apr 2, 2024
Instrument	25618648
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3072 CRAY CT, SAN JOSE, CA 95121-2414
Investor	Possibly a Property Investor

Mortgage

Document Number	0025618649
Date	Apr 4, 2024
Instrument	25618649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0025618649
Date	Apr 4, 2024
Instrument	25618649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3072 Cray Ct was $20,062.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,492,974 (+2%) Land $832,320 Building $660,654
2025	$20,062.00	$1,463,700 Land $816,000 Building $647,700
2023	$10,485.00 (+2.3%) Homeowner's exemption	$709,662 Land $267,930 Building $441,732
2022	$10,249.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3072 Cray Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3072 Cray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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