3071 Shadow Ln, Oshkosh, WI 54901 Property Records

Winnebago County property record for 3071 Shadow Ln, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 968 sqft · built 1920
Lot Size0.238 acres (10,380 sqft)
OwnerIndividual Name on Record
Tax Bill$5,121 (2024)
Deeds & MortgagesApr 2026 Reverse Mortgage
Apr 2026 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN15-19627000

Property Details

APN / Parcel Number

Primary APN15-19627000
Alternative APN
  • 915-19627000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area968 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,380 sqft (0.238 acres)
Lot Dimensions173 ft deep x 60 ft wide
Garage TypeDetached
Garage Area780 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number915-19627000
Street Address3071 SHADOW LN
CityOSHKOSH
StateWI
Zip54901-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 70 BAY VIEW PARK
Legal SubdivisionBAY VIEW PARK
Legal Lot Number70
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2037
Census Tract1600

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3071 SHADOW LN, OSHKOSH, WI 54901-1437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust · Reverse Mortgage
NONE LISTED ON DOCUMENT
Apr 1, 2026Deed of Trust, Mortgage · Reverse Mortgage
GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Recording DateApr 1, 2026
Property Address3071 SHADOW LN, OSHKOSH, WI 54901-1437
Document Number0001964370
Instrument DateMar 6, 2026
Instrument20261964370
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3071 SHADOW LN, OSHKOSH, WI 54901-1437

Mortgage

Document Number0001964370,
DateApr 1, 2026
Instrument20261964370
Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term973 Months
DueMay 19, 2107
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Recording DateApr 1, 2026
Property Address3071 SHADOW LN, OSHKOSH, WI 54901-1437
Document Number0001964369
Instrument DateMar 6, 2026
Instrument20261964369
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3071 SHADOW LN, OSHKOSH, WI 54901-1437

Mortgage

Document Number0001964369,
DateApr 1, 2026
Instrument20261964369
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term973 Months
DueMay 19, 2107
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$284,900 (+74.79%) Land $96,300 Building $188,600
2024$5,121.00 (+13.77%)
2023$4,501.00 (+0.27%) Homeowner's exemption$163,000 (-) Land $96,300 Building $66,700$235,539 Land $139,156 Building $96,383
2022$4,489.00 Homeowner's exemption$163,000 Land $96,300 Building $66,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1978–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2010 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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