3071 Belleglade Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3071 Belleglade Dr, Covington, KY 41015

Property Summary

Property TypeVacant Land
Lot Size0.194 acres (8,451 sqft)
Owner2 Individual Names on File
Last Sale$349,381 (Aug 2026)
Tax Bill$407 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN061-00-02-090.00

Property Details

APN / Parcel Number

Primary APN061-00-02-090.00

Exterior

Lot Area8,451 sqft (0.194 acres)

Location & Zoning

Street Address3071 BELLEGLADE DR
CityCOVINGTON
StateKY
Zip41015-2028
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 90 VILLAGES OF DECOURSEY CREEK SEC 3 0.194 AC
Legal SubdivisionVILLAGES OF DECOURSEY CREEK
Legal Phase3
Legal Lot Number90
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2002
Census Tract65800

Owner

3071 Belleglade Dr, vacant land, is owned and occupied by two individuals who bought it in August 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3071 BELLEGLADE DR, COVINGTON, KY 41015-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
May 6, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 25, 2023Deed of Trust, Mortgage · Construction Mortgage
HERITAGE BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on File
Deed SaleAug 27, 2026 · Amount on File
Prior SaleMay 6, 2026 · Amount on File
Deed Document Number2026082719706
Deed Book / Page489 / 118
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 27, 2026
Property Address3071 BELLEGLADE DR, COVINGTON, KY 41015-2028
Document Number0000019706
Book / Page489 / 118
Instrument DateAug 13, 2026
Instrument202619706
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2026
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35,287.38
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3071 BELLEGLADE DR, COVINGTON, KY 41015-2028

Mortgage

Document Number0000019707,
DateAug 27, 2026
Book Page489/121
Instrument2026082719707
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 6, 2026
Property Address3071 BELLEGLADE DR, COVINGTON, KY 41015-2028
Document Number0000009248
Book / Page425 / 702
Instrument DateApr 22, 2026
Instrument2026.9248
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$6,052.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3071 BELLEGLADE DR, COVINGTON, KY 41015-2028
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900007
DateJul 25, 2023
Book PageKCM 478/75
Instrument23072505900007
Lender
NameHERITAGE BANK INC
TypeBank
AddressERLANGER, KY 41018
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term36 Months
DueJul 5, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3071 Belleglade Dr was $407.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,000 (-) Land $35,000$35,000 (-) Land $35,000
2025$407.00$35,000 Land $35,000$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3071 Belleglade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3071 Belleglade Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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