3070 Restormel St, Duluth, MN 55806 Property Records

St. Louis County property record for 3070 Restormel St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,600 sqft · built 1920
Lot Size	0.086 acres (3,753 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2021)
Tax Bill	$3,436 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-4570-01790`

Property Details

APN / Parcel Number

Primary APN	`010-4570-01790`
Alternative APNs	`1106625` `1196486`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,600 sqft Gross Area
1st Floor Area	760 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,753 sqft (0.086 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	133 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1196486
Street Address	3070 RESTORMEL ST
City	DULUTH
State	MN
Zip	55806-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 AND WLY 1/2 OF LOT 4 SERIAL #
Legal Subdivision	WEST PARK DIV OF DULUTH
Legal Block	17
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	2600

Owner

3070 Restormel St is owned and occupied by two individuals who acquired it in December 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 27, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 27, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	20211038509
Last Transfer Date	Dec 19, 2024
Transfer Doc	0001086103
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 30, 2026
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	0001101075
Instrument Date	Apr 22, 2026
Instrument	20261101075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6223 TACONY ST, DULUTH, MN 55807-1163

Mortgage

Document Number	0001101075,
Date	Apr 30, 2026
Instrument	20261101075

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.75%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2026
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	0001100772
Instrument Date	Apr 22, 2026
Instrument	20261100772
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364

Mortgage

Document Number	0001100773,
Date	Apr 22, 2026
Instrument	20261100773

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 30, 2021
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	0001038509
Instrument Date	Mar 22, 2021
Instrument	1038509
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4908 WILDROSE TRL, HERMANTOWN, MN 55811-3781

Mortgage

Document Number	0001038510
Date	Mar 30, 2021
Instrument	1038510

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	00T1017961
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3070 RESTORMEL ST DULUTH MN 558061364, DULUTH, MN 55806-1364

Mortgage

Document Number	00T1017961
Date	Nov 26, 2019
Instrument	T1017961

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	00T1015890
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3070 RESTORMEL ST DULUTH MN 558061364, DULUTH, MN 55806-1364

Mortgage

Document Number	00T1015890
Date	Oct 7, 2019
Instrument	T1015890

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 27, 2017
Property Address	3070 RESTORMEL ST, DULUTH, MN 55806-1364
Document Number	000T987753
Instrument Date	Jun 24, 2017
Instrument	T987753
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3070 RESTORMEL ST DULUTH MN 558061364, DULUTH, MN 55806-1364

Mortgage

Document Number	T987754
Date	Jul 27, 2017
Instrument	T987754

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3070 Restormel St was $3,436, up 13.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,436.00 (+13.4%)
2025	$3,030.00 (+6.99%)	$256,800 (+16.78%) Land $14,200 Building $242,600	$256,800 (+16.78%) Land $14,200 Building $242,600
2024	$2,832.00	$219,900 Land $17,000 Building $202,900	$219,900 Land $17,000 Building $202,900
2022		$182,100 Land $15,000 Building $167,100	$182,100 Land $15,000 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3070 Restormel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3070 Restormel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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