Kane County property record for 3070 Bridgeham St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,076 sqft · built 2005 |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2025) |
| Tax Bill | $7,489 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-354-051 |
| Primary APN | 06-17-354-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 3,114 sqft |
| Basement Area | 1,038 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Cooling System | HVAC |
|---|
| Street Address | 3070 BRIDGEHAM ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE CONDO ASSOCIATION - 5TH AMENDMENT - UNIT 11-3070-53 |
| Legal Subdivision | PROVIDENCE CONDO |
| Legal Block | 2 |
| Legal Unit | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 851911 |
Source: Kane County assessment roll, APN 06-17-354-051, as of December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jul 09, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Feb 21, 2019 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2025 · Amount on Record |
| Deed Sale | Jun 02, 2025 · Amount on Record |
| Prior Sale | Jul 09, 2020 · Amount on Record |
| Deed Document Number | 202520074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Document Number | 0000004693 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024K004693 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000048984 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019K048984 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 09, 2020 |
| Property Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Document Number | 0000036911 |
| Map Reference | DOC 2005K043004 |
| Instrument Date | May 04, 2020 |
| Instrument | 2020K036911 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Document Number | 0000036912 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 2020K036912 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 21, 2019 |
| Property Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Document Number | 0000006946 |
| Instrument Date | Jan 08, 2019 |
| Instrument | 2019K006946 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3070 BRIDGEHAM ST, ELGIN, IL 60124-8941 |
| Document Number | 0000006947 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019K006947 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,489.00 (+7.63%) | ||
| 2024 | $95,455 (+21.39%) Land $29,825 Building $65,630 | $286,480 (+21.44%) Land $89,511 Building $196,969 | |
| 2022 | $6,958.00 (+3.62%) Homeowner's exemption | $78,633 (+6.96%) Land $24,569 Building $54,064 | $235,899 (+6.96%) Land $73,707 Building $162,192 |
| 2021 | $6,715.00 Homeowner's exemption | $73,516 Land $22,970 Building $50,546 | $220,548 Land $68,910 Building $151,638 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 288 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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