Caldwell County property record for 3070 Bear Trail Dr, Lenoir, NC 28645
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2003 |
| Lot Size | 0.424 acres (18,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Oct 2003) |
| Tax Bill | $611 (2026) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 52 7149 |
| Primary APN | 06 52 7149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,480 sqft (0.424 acres) |
| Lot Dimensions | 165 ft deep x 112 ft wide |
| Garage Area | 1 sqft |
| Porch | Patio |
|---|---|
| Deck Area | 80 sqft |
| Patio Area | 624 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7762 |
|---|---|
| Street Address | 3070 BEAR TRAIL DR |
| City | LENOIR |
| State | NC |
| Zip | 28645-9736 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 1475 PG 861 YR 03 ST 50.00 |
| Legal Subdivision | BURKESHIRE ESTATES |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30802 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3070 BEAR TRAIL DR, LENOIR, NC 28645-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2003 · Amount on Record |
| Deed Sale | Oct 21, 2003 · Amount on Record |
| Deed Book / Page | 1475 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3070 BEAR TRAIL DR, LENOIR, NC 28645-9736 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3070 BEAR TRAIL DR, LENOIR, NC 28645-9736 |
| Investor | Possibly a Property Investor |
| Document Number | 0020800173 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 2080/173 |
| Instrument | 10082818 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 831 Months |
| Due | Jun 4, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.4% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611.00 (-4.68%) | $196,500 (-) Land $11,900 Building $184,600 | |
| 2025 | $641.00 (-11.59%) | $196,500 (+97.89%) Land $11,900 Building $184,600 | $196,500 (+97.89%) Land $11,900 Building $184,600 |
| 2023 | $99,300 (-) Land $11,900 Building $87,400 | $99,300 (-) Land $11,900 Building $87,400 | |
| 2022 | $725.00 | $99,300 Land $11,900 Building $87,400 | $99,300 Land $11,900 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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