3070 240th St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 3070 240th St, Ridgeway, IA 52165

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,702 sqft · built 1900
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2024)
Tax Bill	$2,494 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092240000600`

Property Details

APN / Parcel Number

Primary APN	`092240000600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
1st Floor Area	724 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	216,058 sqft (4.96 acres)
Garage Type	Attached
Garage Area	1,072 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3070 240TH ST
City	RIDGEWAY
State	IA
Zip	52165-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SW SE & LOT 1 SE SE
Legal Range	10W
Legal Township	98N
Legal Section	22
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4050
Census Tract	950100

Owner

3070 240th St is owned and occupied by two individuals who bought it in September 2024.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3070 240TH ST, RIDGEWAY, IA 52165-8501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage CUSB BANK
Oct 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF OLEWEIN
Aug 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Deed Document Number	20242054
Deed Book / Page	2024 / 2054
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	2021/3204
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3070 240TH ST, RIDGEWAY, IA 52165-8501
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1884
Date	Jul 18, 2019
Book Page	2019/1884
Instrument	1884

Lender

Name	CUSB BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3070 240TH ST, RIDGEWAY, IA 52165-8501
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/4150
Date	Oct 20, 2021
Book Page	2021/4150
Instrument	2021 4150

Lender

Name	COMMUNITY BANK OF OLEWEIN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 11, 2021
Property Address	3070 240TH ST, RIDGEWAY, IA 52165-8501
Document Number	2021/3204
Book / Page	2021 / 3204
Instrument Date	Aug 9, 2021
Instrument	2021 3204
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 I AVE, STANLEY, IA 50671-9522

Tax Assessment & Valuation

The 2026 property tax bill for 3070 240th St was $2,494.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,494.00	$223,290 (-) Land $43,130 Building $180,160	$223,290 (-) Land $43,130 Building $180,160
2025	$2,494.00 (+5.5%)	$223,290 Land $43,130 Building $180,160	$223,290 Land $43,130 Building $180,160
2024	$2,364.00
2023		$156,140 (+16.15%) Land $43,130 Building $113,010	$156,140 Land $43,130 Building $113,010
2022	$1,802.00 Homeowner's exemption	$134,430 Land $35,940 Building $98,490
2021			$134,430 Land $35,940 Building $98,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3070 240th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3070 240th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mabel Cooperative Telephone Company Fiber	200 / 40
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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