Jessamine County property record for 307 Wise Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1987 |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Feb 2024) |
| Tax Bill | $2,230 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-10-27-006.00 |
| Primary APN | 024-10-27-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Street Address | 307 WISE DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 212 |
| Legal Subdivision | BUTLER MANOR |
| Legal Lot Number | 212 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 60401 |
307 Wise Dr is owned and occupied by an individual who bought it in February 2024.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 16, 2021 | Deed, Transfer · USDA Mortgage GENEVA FINANCIAL LLC |
| Aug 31, 2020 | Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 484949 |
| Deed Book / Page | D868 / 813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Feb 6, 2024 |
| Property Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Document Number | 0000484949 |
| Book / Page | D868 / 813 |
| Map Reference | CAB 3 SL 197 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 484949 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $213.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3408 BELLISIMA PL UNIT 301, 301, LOUISVILLE, KY 40245-7642 |
| Name | Verified Name |
|---|---|
| Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Mail Care Of | MADELINE K BISHOP MARGARET E SHEPHERD |
| Document Number | 0000484950 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 484950 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000484950 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | M1563/876 |
| Instrument | 484950 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Dec 16, 2021 |
| Property Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Document Number | 0000410144 |
| Book / Page | D837 / 952 |
| Map Reference | CAB 3 SL 197A |
| Instrument Date | Dec 9, 2021 |
| Instrument | 410144 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 N LEXINGTON AVE, 601, VERSAILLES, KY 40390-1136 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Document Number | 0000410145 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 410145 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 31, 2020 |
| Property Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Document Number | 0000391836 |
| Book / Page | D813 / 263 |
| Map Reference | CAB 3 SL 197A |
| Instrument Date | Jul 9, 2020 |
| Instrument | 391836 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CROWE LN, 120, NICHOLASVILLE, KY 40356-3000 |
| Name | Verified Name |
|---|---|
| Address | 307 WISE DR, WILMORE, KY 40390-1415 |
| Investor | Possibly a Property Investor |
| Document Number | 0000391837 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 391837 |
| Name | GOPRIME MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 307 Wise Dr was $2,230.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,230.00 | $213,000 Land $35,000 Building $178,000 | $213,000 Land $35,000 Building $178,000 |
| 2023 | $1,593.00 | $150,000 Land $25,000 Building $125,000 | $150,000 Land $25,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Wise Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Wise Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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