307 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 307 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1987
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Sep 2017)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-26-30-0001-0401-0090`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0401-0090`
Alternative APNs	`263001000104010090` `79947`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,478 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Metal Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	307 WISCONSIN AVE
City	SAINT CLOUD
State	FL
Zip	34769-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADDN PB B PG 61 BLK 401 LOT 9
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	401
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 WISCONSIN AVE, SAINT CLOUD, FL 34769-2255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2017136390
Deed Book / Page	5213 / 1196
Last Transfer Date	Jul 15, 2025
Transfer Doc	0068201884
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 26, 2017
Property Address	307 WISCONSIN AVE, SAINT CLOUD, FL 34769-2255
Document Number	0052131196
Book / Page	5213 / 1196
Map Reference	MB B PG61-64
Instrument Date	Sep 6, 2017
Instrument	2017136390
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 FRENCHMANS BEND DR, 1430, NAPERVILLE, IL 60564-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HOFFMAN DR, ORLANDO, FL 32837-7444

Mortgage

Document Number	0052131198
Date	Sep 26, 2017
Instrument	5213/1198

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (-2.86%)	$118,064 (+5.99%)	$324,300 (+14.23%) Land $66,000 Building $258,300
2024	$1,293.00 (+3.69%)
2023	$1,247.00 (+4.88%) Homeowner's exemption	$111,396 (+3%)	$283,900 (+18.29%) Land $60,500 Building $223,400
2022	$1,189.00 Homeowner's exemption	$108,152	$240,000 Land $55,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20