Polk County property record for 307 Windsong Ln, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 720 sqft · built 1996 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Sep 2022) |
| Tax Bill | $1,722 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P32-24 |
| Primary APN | P32-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 720 sqft Finished Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 38009 |
|---|---|
| Street Address | 307 WINDSONG LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-0360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #7, SECTION I, 0P04 PINEY MOUNTAIN |
| Legal Subdivision | PINEY MOUNTAIN |
| Legal Lot Number | 7 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 920201 |
307 Windsong Ln is owned by two individuals who bought it in September 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10800 RIDGE ACRES RD, CHARLOTTE, NC 28214-8623 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Prior Sale | Jul 24, 2009 · Amount on File |
| Deed Book / Page | 473 / 160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 307 WINDSONG LN, SALUDA, NC 28773-0360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000435/0000001015 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 0000000435/0000001015 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 173 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 16, 2022 |
| Property Address | 307 WINDSONG LN, SALUDA, NC 28773-0360 |
| Document Number | 000473/160 |
| Book / Page | 473 / 160 |
| Map Reference | FILE B PG 755 |
| Instrument Date | Sep 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $578.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 PINE TOPS RD, COLUMBIA, SC 29210-5616 |
| Name | Verified Name |
|---|---|
| Address | 10800 RIDGE ACRES RD, CHARLOTTE, NC 28214-8623 |
The 2026 property tax bill for 307 Windsong Ln was $1,722.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,722.00 | $318,717 (-) Land $165,880 Building $152,837 | $318,717 (-) Land $165,880 Building $152,837 |
| 2025 | $1,722.00 | $318,717 Land $165,880 Building $152,837 | $318,717 Land $165,880 Building $152,837 |
| 2023 | $1,009.00 | $150,743 Land $71,880 Building $78,863 | |
| 2021 | $150,743 Land $71,880 Building $78,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Windsong Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Windsong Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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