307 Winding Trl, Genoa, IL 60135 Property Records

DeKalb County property record for 307 Winding Trl, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2021)
Tax Bill	$7,227 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-202-010`

Property Details

APN / Parcel Number

Primary APN	`02-25-202-010`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	0225202010
Street Address	307 WINDING TRL
City	GENOA
State	IL
Zip	60135-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 - RIVERBEND ADDITION TO GENOA - UNIT ONE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	55
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4038
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 WINDING TRL, GENOA, IL 60135-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Warranty Deed, Transfer · VA Mortgage US MORTGAGE FUNDING INC
Feb 17, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	20217568
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 11, 2021
Property Address	307 WINDING TRL, GENOA, IL 60135-1426
Document Number	0000007568
Map Reference	DOC 2003015380
Instrument Date	Jun 2, 2021
Instrument	2021007568
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 WINDING TRL, GENOA, IL 60135-1426

Mortgage

Document Number	0000007569
Date	Jun 11, 2021
Instrument	2021007569

Lender

Name	US MORTGAGE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 17, 2017
Property Address	307 WINDING TRL, GENOA, IL 60135-1426
Document Number	0000001430
Instrument Date	Feb 16, 2017
Instrument	1430
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 WINDING TRL GENOA IL 601351426, GENOA, IL 60135-1426

Mortgage

Document Number	1431
Date	Feb 17, 2017
Instrument	1431

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,059 (+22.81%) Land $8,796 Building $86,263	$285,177 (+22.81%) Land $26,388 Building $258,789
2024	$7,227.00
2023		$77,404 Land $7,162 Building $70,242	$232,212 Land $21,486 Building $210,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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