307 Willow St, Payson, IL 62360 Property Records

Adams County property record for 307 Willow St, Payson, IL 62360

Property Summary

Property TypeSingle Family Home
Lot Size0.36 acres (15,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,325 (2024)
Deeds & MortgagesAug 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN180069901300

Property Details

APN / Parcel Number

Primary APN180069901300

Exterior

Lot Area15,712 sqft (0.36 acres)

Location & Zoning

Street Address307 WILLOW ST
CityPAYSON
StateIL
Zip62360-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 3 BRIARWOOD SUB FIRST ADDN LOT 5
Legal Range7W
Legal Township3S
Legal Section17
Legal SubdivisionBRIARWOOD SUB FIRST ADD
Legal Block3
Legal Lot Number5
JurisdictionADAMS IL
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3031
Census Tract10302

Owner

307 Willow St is owned and occupied by an individual.

Source: Adams County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address307 WILLOW ST, PAYSON, IL 62360-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE
May 1, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST MID ILLINOIS BK & TR NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address307 WILLOW ST, PAYSON, IL 62360-1129
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R07580
DateAug 9, 2021
Instrument2021R-07580
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateMay 1, 2017
Property Address307 WILLOW ST, PAYSON, IL 62360-1129
Document Number2017R03357
Instrument DateApr 28, 2017
Instrument2017R-03357
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$153.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address217 E 2400TH ST, 217, BARRY, IL 62312-3000

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 WILLOW ST, PAYSON, IL 62360-1129

Mortgage

Document Number2017R03358
DateMay 1, 2017
Instrument2017R-03358
Lender
NameFIRST MID ILLINOIS BK & TR NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionPayson Township
MunicipalityPayson Village
Unified School DistrictPayson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,810 Land $8,580 Building $37,230$137,430 Land $25,740 Building $111,690
2024$2,325.00
2022$37,530 Land $7,020 Building $30,510$112,590 Land $21,060 Building $91,530
2021$2,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 307 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON
serves 1,386 people · EPA ID IL0010550
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Illinois Net
Fixed Wireless
100 / 20

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