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307 Wetlands Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 307 Wetlands Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 2000
Lot Size5.39 acres (235,180 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Apr 2022)
Tax Bill$3,558 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-4260-0001-0510

Property Details

APN / Parcel Number

Primary APN22-25-31-4260-0001-0510
Alternative APNs
  • 253122426000010510
  • 91899

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,756 sqft
1st Floor Area1,152 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area235,180 sqft (5.39 acres)
Garage TypeCarport
Garage Area604 sqft
CarportCarport
Carport Area604 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address307 WETLANDS PL
CitySAINT CLOUD
StateFL
Zip34771-9520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PGS 73 & 74 S 1/2 OF LOT 51 LESS W 20 FT & W 20 FT OF LOTS 50 & 63
Legal Range31E
Legal Township25S
Legal Section22
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block510
Legal Lot Number51
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3000
Census Tract43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address307 WETLANDS PL, SAINT CLOUD, FL 34771-9520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Deed Document Number202257383
Deed Book / Page6191 / 1529
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 11, 2022
Property Address307 WETLANDS PL, SAINT CLOUD, FL 34771-9520
Document Number0061911529
Book / Page6191 / 1529
Map ReferenceMB 1 PG 74
Instrument DateApr 8, 2022
Instrument2022057383
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 WETLANDS PL, 307, SAINT CLOUD, FL 34771-9520

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 WETLANDS PL, SAINT CLOUD, FL 34771-9520

Mortgage

Document Number0061911531
DateApr 11, 2022
Instrument6191/1531
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,558.00 (+5.33%) Homeowner's exemption$246,289 (+5.99%)$351,200 (+7.14%) Land $198,900 Building $152,300
2024$3,378.00 (+2.18%)
2023$3,306.00 (+56.68%) Homeowner's exemption$232,377 (+55.02%)$327,800 (+27.15%) Land $179,000 Building $148,800
2022$2,110.00 Homeowner's exemption$149,902$257,800 Land $179,000 Building $78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wetlands Pl

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