307 Westside Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 307 Westside Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft · built 1960
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2023)
Tax Bill	$1,871 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-025490`

Property Details

APN / Parcel Number

Primary APN	`25-025490`
Alternative APN	`025490`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025490
Street Address	307 WESTSIDE AVE
City	HAGERSTOWN
State	MD
Zip	21740-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LOT 31 50X190 307 WEST SIDE AVE
Legal Subdivision	WAKEFIELD ADD SEC A
Legal Lot Number	31
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	2
Census Block	2024
Census Tract	301

Owner

307 Westside Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 27, 2023	Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Apr 21, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Book / Page	7379 / 385
Prior Transfer Date	May 29, 2009
Prior Transfer Doc	0036690489
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jul 28, 2026
Property Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555
Document Number	7979000009
Book / Page	7979 / 9
Instrument Date	Jun 21, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555

Mortgage

Document Number	7979000009,
Date	Jul 28, 2026
Book Page	7979/9

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Oct 1, 2054

Interest

Rate	6.51%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 27, 2023
Property Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555
Document Number	0073790385
Book / Page	7379 / 385
Map Reference	PL 1 FO 82
Instrument Date	Dec 22, 2023
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555

Mortgage

Document Number	0073790392
Date	Dec 27, 2023
Instrument	7379-0392

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 21, 2022
Property Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555
Document Number	0069920066
Book / Page	6992 / 66
Map Reference	PL 1 FO 82
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STERLING SETTLEMENT SERVICES, STERLING SERTTLEMENT SVCS OF

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	307 WESTSIDE AVE, HAGERSTOWN, MD 21740-4555

Mortgage

Document Number	0069920073
Date	Apr 21, 2022
Instrument	6992-0073

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 307 Westside Ave was $1,871, up 5.1% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,871.00 (+5.11%)	$205,400 (+5.12%)	$225,400 (+15.35%) Land $27,200 Building $198,200
2025	$1,780.00 (+17.72%)	$195,400 Land $27,200 Building $168,200	$195,400 Land $27,200 Building $168,200
2024	$1,512.00 (+21.06%)
2023	$1,249.00	$136,600	$195,400 Land $27,200 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Westside Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Westside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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