307 West St, Unit 102, Oceanside, CA 92054 Property Records

San Diego County property record for 307 West St, Unit 102, Oceanside, CA 92054

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,384 sqft · built 2020
Owner2 Individual Names on File
Last Sale$788,000 (Sep 2020)
Tax Bill$9,575 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN152-012-20-02

Property Details

APN / Parcel Number

Primary APN152-012-20-02

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,384 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address307 WEST ST, 102
CityOCEANSIDE
StateCA
Zip92054-5096
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal DescriptionLOT 1 US 102 PER DOC20-0062541&UND INT IN TR 016345
Legal SubdivisionWEST STREET TWNHMS
Legal Tract016345
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract18201

Owner

307 West St, Unit 102 is owned and occupied by two individuals who bought it in September 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address307 WEST ST, 102, OCEANSIDE, CA 92054-5096
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 10, 2020Grant Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2020 · Amount on File
Deed SaleSep 10, 2020 · Amount on File
Deed Document Number2020528663
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address307 WEST ST UNIT 102, 102, OCEANSIDE, CA 92054-5096
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 WEST ST 102, 102, OCEANSIDE, CA 92054-5096

Mortgage

Document Number0000733722
DateOct 21, 2021
Instrument2021-0733722
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2020
Property Address307 WEST ST UNIT 102, 102, OCEANSIDE, CA 92054-5096
Document Number0000528663
Map ReferenceFILE 2019-700214
Instrument DateSep 9, 2020
Instrument2020-0528663
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address307 WEST ST UNIT 102, 102, OCEANSIDE, CA 92054-5096

Mortgage

Document Number0000528664
DateSep 10, 2020
Instrument2020-0528664
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 307 West St, Unit 102 was $9,575.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$869,903 (+2%) Land $552,040 Building $317,863
2025$9,575.00$852,847 Land $541,216 Building $311,631
2023$9,104.00 (+1.53%)$819,731 Land $520,200 Building $299,531
2022$8,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 307 West St, Unit 102 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 West St, Unit 102 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on West St

Nearby Streets

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