Frederick County property record for 307 Washington St, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,466 sqft · built 2004 |
| Lot Size | 0.275 acres (11,974 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $631,000 (Aug 2026) |
| Tax Bill | $6,135 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165426 |
| Primary APN | 03-165426 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,466 sqft Living Area |
| Gross Area | 3,884 sqft |
| 1st Floor Area | 1,333 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,974 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165426 |
|---|---|
| Street Address | 307 WASHINGTON ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SECT 2 11,974 SQ. FT. MANOR RIDGE |
| Legal Subdivision | MANOR RIDGE |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 752601 |
307 Washington St is owned and occupied by two individuals who bought it in August 2026.
Source: Frederick County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 WASHINGTON ST, MIDDLETOWN, MD 21769-8064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Nov 2, 2005 · Amount on File |
| Deed Book / Page | 17989 / 200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 4, 2026 |
| Property Address | 307 WASHINGTON ST, MIDDLETOWN, MD 21769-8064 |
| Document Number | 1798000200 |
| Book / Page | 17989 / 200 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 307 WASHINGTON ST, MIDDLETOWN, MD 21769-8064 |
| Document Number | 1798000209, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 17989/209 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 307 WASHINGTON ST, MIDDLETOWN, MD 21769-8064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145500029 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 14550/29 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 307 Washington St was $6,135 with a homeowner's exemption, up 6.1% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,400 (+5.81%) Land $114,800 Building $362,600 | $477,400 (-) Land $114,800 Building $362,600 | |
| 2025 | $6,135.00 (+6.14%) Homeowner's exemption | $451,167 | $477,400 Land $114,800 Building $362,600 |
| 2024 | $5,780.00 (+7.55%) | ||
| 2023 | $5,374.00 Homeowner's exemption | $398,700 Land $81,900 Building $316,800 | $398,700 Land $81,900 Building $316,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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