Oneida County and Rome City property record for 307 W Thomas St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 2.5 ba · 3,111 sqft · built 1852 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Oct 2023) |
| Tax Bill | $2,913 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.034-1-44 |
| Primary APN | 301301 242.034-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,111 sqft Living Area |
| 1st Floor Area | 1,844 sqft |
| 2nd Floor Area | 556 sqft |
| Upper Floors Area | 711 sqft |
| Year Built | Built 1852 |
|---|---|
| Effective Year Built | Effective 1852 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Width | 46 ft Width |
| Porch | Slab |
| Porch Area | 285 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 33035 04 |
|---|---|
| Street Address | 307 W THOMAS ST |
| City | ROME |
| State | NY |
| Zip | 13440-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | H&L&G 46X80 |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 26300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
307 W Thomas St is owned and occupied by an individual who bought it in October 2023.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 12, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Oct 28, 2022 | Warranty Deed, Transfer |
| Jun 4, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Prior Sale | Oct 28, 2022 · Amount on File |
| Deed Document Number | 202312590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000878 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026-000878 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 12, 2023 |
| Property Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Document Number | 0000012590 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023-012590 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 S JACQUELINE CT, BEAR, DE 19701-1373 |
| Document Number | 0000012591 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-012591 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 28, 2022 |
| Property Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Document Number | 0000017175 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022-017175 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 4, 2019 |
| Property Address | 307 W THOMAS ST, ROME, NY 13440-4126 |
| Document Number | 0000006783 |
| Instrument Date | May 28, 2019 |
| Instrument | 6783 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2444 THOMAS RD PORT LEYDEN NY 134332601, PORT LEYDEN, NY 13433-2601 |
| Document Number | 6784 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 6784 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2049 |
The 2026 property tax bill for 307 W Thomas St was $2,913.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,913.00 | ||
| 2025 | $62,000 Land $8,600 Building $53,400 | $145,882 Land $20,235 Building $125,647 | |
| 2023 | $62,000 (-) Land $8,600 Building $53,400 | $136,624 (+17.92%) Land $18,951 Building $117,673 | |
| 2022 | $4,724.00 | $62,000 Land $8,600 Building $53,400 | $115,866 Land $16,072 Building $99,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 W Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 W Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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