307 W Mill St, Gallatin, MO 64640 Property Records

Daviess County property record for 307 W Mill St, Gallatin, MO 64640

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 896 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$398 (2025)
Deeds & Mortgages	Oct 2018 Refinance Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-2-20-15`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-2-20-15`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	896 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	307 W MILL ST
City	GALLATIN
State	MO
Zip	64640-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 50 FEET OF THE SW4 OF BLOCK 6 WEST AND 5 SOUTH OF THE ORIGINAL TOWN OF GALLATIN, MISSOURI
Legal Block	6
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3033
Census Tract	470200

Owner

Source: Daviess County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 W MILL ST, GALLATIN, MO 64640-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY LENDING CONSULTANTS
Oct 26, 2018	Warranty Deed, Transfer DAVIESS COUNTY LAND TITLE LLC, DAVIESS COUNTY LAND TITLE LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Deed Document Number	0000403207
Deed Book / Page	381 / 314
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	20181648
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS MO
Property Address	307 W MILL ST, GALLATIN, MO 64640-1242
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	290/46
Date	Oct 26, 2018
Book Page	290/46
Instrument	20181649

Lender

Name	LIBERTY LENDING CONSULTANTS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Oct 26, 2018
Property Address	307 W MILL ST, GALLATIN, MO 64640-1242
Document Number	000381/314
Book / Page	381 / 314
Instrument Date	Oct 26, 2018
Instrument	20181648
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DAVIESS COUNTY LAND TITLE LLC, DAVIESS COUNTY LAND TITLE LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (+10.86%)	$5,607 (+14.64%) Land $500 Building $5,107	$29,510 (+14.65%) Land $2,630 Building $26,880
2023	$359.00	$4,891 Land $399 Building $4,492	$25,740 Land $2,100 Building $23,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN PWS serves 1,821 people · EPA ID MO1010299
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mid-States Services Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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