307 W Mill St, Capac, MI 48014 Property Records

St. Clair County property record for 307 W Mill St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,166 sqft · built 1930
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Nov 2024)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0163-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0163-000`

Interior

Full Baths	1 Bath
Building Area	1,166 sqft Living Area
1st Floor Area	914 sqft
Basement Area	914 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 W MILL ST
City	CAPAC
State	MI
Zip	48014-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 11 B1N R3W VILLAGE OF CAPAC SEC 21 & 22 T7N R13E
Legal Range	03W
Legal Township	07N
Legal Section	21
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1001
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 W MILL ST, CAPAC, MI 48014-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
May 25, 2023	Intrafamily Transfer, Transfer
May 25, 2023	Intrafamily Transfer, Transfer
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Nov 12, 2024
Deed Document Number	202420963
Deed Book / Page	5768 / 490
Prior Transfer Date	Nov 8, 2024
Prior Transfer Doc	0005764540
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	307 W MILL ST, CAPAC, MI 48014-3027
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W MILL ST, CAPAC, MI 48014-3027

Mortgage

Document Number	0005638595
Date	Jul 18, 2023
Book Page	5638/595
Instrument	2023012714

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 25, 2023
Property Address	307 W MILL ST, CAPAC, MI 48014-3027
Document Number	0005624868
Book / Page	5624 / 868
Instrument Date	Mar 30, 2023
Instrument	2023009506
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W MILL ST, CAPAC, MI 48014-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W MILL ST, CAPAC, MI 48014-3027

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 25, 2023
Property Address	307 W MILL ST, CAPAC, MI 48014-3027
Document Number	0005624862
Book / Page	5624 / 862
Instrument Date	Mar 30, 2023
Instrument	2023009505
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W MILL ST, CAPAC, MI 48014-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 W MILL ST, CAPAC, MI 48014-3027

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	307 W MILL ST, CAPAC, MI 48014-3027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050100794
Date	Nov 27, 2018
Book Page	5010/794
Instrument	2018026044

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,300 (+12.26%)	$166,600 (+12.26%)
2025	$2,046.00 (+101.38%) Homeowner's exemption	$74,200 (+13.46%)
2024	$1,016.00 (+12.76%)		$148,400 (+13.46%)
2023		$65,400
2022	$901.00		$130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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