Llano County property record for 307 W Luce St, Llano, TX 78643
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,476 sqft · built 2010 |
| Lot Size | 0.237 acres (10,306 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,000 (2026) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13450-026-0109-A |
| Primary APN | 13450-026-0109-A |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,306 sqft (0.237 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13450-026-0109-A |
|---|---|
| Street Address | 307 W LUCE ST |
| City | LLANO |
| State | TX |
| Zip | 78643-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ADDN BLK 26 E 0.236 AC OF LT 109 |
| Legal Subdivision | SOUTH |
| Legal Block | 26 |
| Legal Lot Number | 109 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 970200 |
Source: Llano County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 W LUCE ST, LLANO, TX 78643-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Doing Business As (DBA) |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Reverse Mortgage EVERETT FINANCIAL INC |
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage PARK LENDING SERVICES INC |
| Jan 23, 2019 | Vendor's Lien, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 |
| Deed Sale | Jun 24, 2024 |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Document Number | 20243436 |
| Prior Transfer Date | Jan 18, 2019 |
| Prior Transfer Doc | 1585/4435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 307 W LUCE ST, LLANO, TX 78643-2314 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | UNKNOWN, SUMMIT SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 307 W LUCE ST, LLANO, TX 78643-2314 |
| Document Number | 0002506952 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 25-06952 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | 14801 QUORUM DR STE 300, DALLAS, TX 75254 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 307 W LUCE ST, LLANO, TX 78643-2314 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | OATMAN LAND TITLES INC, OATMAN LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 2104420 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 21-04420 |
| Name | PARK LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Jan 23, 2019 |
| Property Address | 307 W LUCE ST, LLANO, TX 78643-2314 |
| Document Number | 1585/4435 |
| Book / Page | 1585 / 4435 |
| Map Reference | VOL J PG 616 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 19-00440 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ARROWHEAD LAND TITLES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 HIGH TIMBERS DR, 176, BASTROP, TX 78602-5638 |
| Name | Verified Name |
|---|---|
| Address | 810 N 11TH ST, JUNCTION, TX 76849-3614 |
| Document Number | 1900441 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 19-00441 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Llano City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,000.00 (+178.16%) | $252,780 (+3.65%) Land $41,840 Building $210,940 | $252,780 (+3.65%) Land $41,840 Building $210,940 |
| 2025 | $1,438.00 (-49.84%) Homeowner's exemption Senior Citizen's exemption | $243,870 (+57.07%) Land $41,840 Building $202,030 | $243,870 (+57.07%) Land $41,840 Building $202,030 |
| 2023 | $2,867.00 | $155,260 Land $20,200 Building $135,060 | $155,260 Land $20,200 Building $135,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 13 (1980–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LLANO serves 3,352 people · EPA ID TX1500001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| BEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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