Lafayette County property record for 307 W Cedar St, Waverly, MO 64096
| Property Type | Department Store (Apparel, Household Goods, Furniture) |
|---|---|
| Details | 5 bd · 920 sqft · built 2016 |
| Lot Size | 2.56 acres (111,688 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $303,300 (Apr 2021) |
| Tax Bill | $3,807 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5.0-22-1-000-007.000 |
| Primary APN | 06-5.0-22-1-000-007.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 920 sqft Total Area |
| Basement Area | 2,046 sqft |
| Finished Basement | 2,046 sqft |
| Unfinished Basement | 30 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 111,688 sqft (2.56 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 307 W CEDAR ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8174 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Department Store (Apparel, Household Goods, Furniture) |
| Legal Description | BLK 48 ST THOMAS ADDN; 715-14, 838-805, 1136-1026, 2010DR2533, 2021DR2065 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 22 |
| Legal Subdivision | ST THOMAS ADDN |
| Legal Block | 48 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 W CEDAR ST, WAVERLY, MO 64096-8174 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CREDIT UNION |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CREDIT UNION |
| Apr 23, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST MIDAMERICA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 2021DR2065 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 307 W CEDAR ST, WAVERLY, MO 64096-8174 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2022DR5114 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022DR5114 |
| Name | 1ST MIDAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 307 W CEDAR ST, WAVERLY, MO 64096-8174 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022DR0321 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022DR0321 |
| Name | 1ST MIDAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Apr 23, 2021 |
| Property Address | 307 W CEDAR ST, WAVERLY, MO 64096-8174 |
| Document Number | 2021DR2065 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021DR2065 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 W CEDAR ST, WAVERLY, MO 64096-8174 |
| Document Number | 2021DR2066 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021DR2066 |
| Name | 1ST MIDAMERICA CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,807.00 | $51,387 (+14.41%) | $270,060 (+14.24%) Land $11,430 Building $258,630 |
| 2023 | $44,914 | $236,388 Land $10,028 Building $226,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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