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307 W 4th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 307 W 4th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details1,389 sqft · built 1930
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Nov 2023)
Tax Bill$3,906 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-255-028

Property Details

APN / Parcel Number

Primary APN09-29-255-028
Alternative APNs
  • 929255028
  • 461A265

Interior

Building Area1,389 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions148 ft deep x 1 ft wide
Garage TypeAttached
Garage Area492 sqft

Location & Zoning

Street Address307 W 4TH ST
CityPECATONICA
StateIL
Zip61063-7714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPT 107 1/2 X 148 1/2FT EPT TRACT S OFLOT 36 SEC: 29 TWP: 027 RANGE: 010 ACRES: 0.36
Legal Range10E
Legal Township27N
Legal Section29
Legal TractS
Legal Lot Number36
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group1
Census Block1034
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 W 4TH ST, PECATONICA, IL 61063-7714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2023 · Amount on Record
Deed SaleNov 6, 2023 · Amount on Record
Prior SaleNov 30, 2012 · Amount on Record
Deed Document Number202326329
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 6, 2023
Property Address307 W 4TH ST, PECATONICA, IL 61063-7714
Document Number0000026329
Map ReferenceBK131 PG530
Instrument DateOct 27, 2023
Instrument2326329
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 W 4TH ST, PECATONICA, IL 61063-7714

Mortgage

Document Number0000026330
DateNov 6, 2023
Instrument2326330
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address307 W 4TH ST, PECATONICA, IL 61063-7714
Document Number0001040504
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 W 4TH ST PECATONICA IL 610637714, PECATONICA, IL 61063-7714

Mortgage

Document Number0001040504
DateDec 30, 2020
Instrument1040504
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61108
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 (+0.77%)$59,999 (+7.41%) Land $7,905 Building $52,094$179,997 (+7.41%) Land $23,715 Building $156,282
2024$3,876.00$55,860 (+55.77%) Land $7,360 Building $48,500$167,580 (+55.77%) Land $22,080 Building $145,500
2022Homeowner's exemption$35,861 Land $6,240 Building $29,621$107,583 Land $18,720 Building $88,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
JCWIFI.com
Fixed Wireless		200 / 200

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