St. Charles County property record for 307 W 2nd St, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,932 sqft · built 1950 |
| Lot Size | 0.516 acres (22,470 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Aug 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253560A000 |
| Primary APN | 253560A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 3,032 sqft |
| 1st Floor Area | 1,932 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 22,470 sqft (0.516 acres) |
| Lot Dimensions | 210 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | Deck Area |
| Patio Area | 779 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 253560A000 |
|---|---|
| Street Address | 307 W 2ND ST |
| City | O FALLON |
| State | MO |
| Zip | 63366-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC4 |
| Legal Description | KREKEL ADDN PT LOT 2 |
| Legal Range | 3 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Subdivision | KREKEL ADD |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 311802 |
307 W 2nd St is owner-occupied and held in a trust since July 2014.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 307 W 2ND ST, O FALLON, MO 63366-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2014 |
| Transfer Doc | 0062261195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 307 W 2ND ST, O FALLON, MO 63366-1608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 307 W 2ND ST, O FALLON, MO 63366-1608 |
| Document Number | 0073741821 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 7374/1821 |
| Instrument | 20200818000595650 |
| Name | MISSOURI VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PETERS, MO 63376 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2035 |
The 2025 property tax bill for 307 W 2nd St was $3,038, up 3.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,139 (-) | $248,102 (-) Land $39,600 Building $208,502 | |
| 2025 | $3,038.00 (+3.4%) | $47,139 | $248,102 Land $39,600 Building $208,502 |
| 2024 | $2,938.00 | ||
| 2023 | $44,253 | ||
| 2022 | $232,908 Land $30,000 Building $202,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 W 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 307 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Wisper ISP.
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