307 Union St, Ada, OH 45810 Property Records

Hardin County property record for 307 Union St, Ada, OH 45810

Property Summary

Property Type	Private College, University, Vocational School
Details	4 bd · 1 ba · 1,030 sqft · built 1991
Lot Size	0.223 acres (9,720 sqft)
Owner	Individual Name on Record
Tax Bill	$6 (2025)
Deeds & Mortgages	Apr 2018 Construction Loan Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-090010.0000`

Property Details

APN / Parcel Number

Primary APN	`25-090010.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,030 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,720 sqft (0.223 acres)
Lot Dimensions	162 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	307 UNION ST
City	ADA
State	OH
Zip	45810-1323
Property Category	Commercial
Property Type	Commercial > Retail > Private College, University, Vocational School
Legal Description	RUTLEDGES 25 PT VAC ALLEY
Legal Subdivision	RUTLEDGES
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 S MAIN ST, ADA, OH 45810-6000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 23, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	307 UNION ST, ADA, OH 45810-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	549/3372
Date	Apr 16, 2018
Book Page	549/3372
Instrument	201800001066

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2058

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	307 UNION ST, ADA, OH 45810-1323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	558/4111
Date	Nov 23, 2020
Book Page	558/4111
Instrument	202000004134

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00	$3,300 (-) Land $2,840 Building $460
2023	$6.00 Additional exemption filed	$3,300 Land $2,840 Building $460	$9,420 Land $8,110 Building $1,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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