307 Suzann St, Wiggins, CO 80654 Property Records

Morgan County property record for 307 Suzann St, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,524 sqft · built 1997
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Jul 2014)
Tax Bill$2,940 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2023 Line of Credit
+ 8 more
Flood ZoneZone X (minimal risk)
APN1223-142-15-030

Property Details

APN / Parcel Number

Primary APN1223-142-15-030
Alternative APN
  • R017487

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,524 sqft Total Area
1st Floor Area1,120 sqft
2nd Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address307 SUZANN ST
CityWIGGINS
StateCO
Zip80654-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD HILLSIDE SECOND ADD WI BLOCK 01 LOT 04 AND- LOT 05
Legal SubdivisionHILLSIDE SECOND ADD
Legal Block1
Legal Lot Number5
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group2
Census Block2064
Census Tract200

Owner

Source: Morgan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 SUZANN ST, WIGGINS, CO 80654-1403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
ENT CU
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
ENT CU
Apr 28, 2022Deed of Trust, Mortgage · Line of Credit
ENT CU
May 5, 2021Deed of Trust, Mortgage · Line of Credit
ENT CU
Nov 8, 2018Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC
Oct 31, 2019Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC
Oct 20, 2020Deed of Trust, Mortgage · Conventional with PMI
RUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY
Feb 28, 2018Deed of Trust, Mortgage · Line of Credit
HIGH PLAINS BK
Jan 11, 2017Loan Modification, Mortgage · Conventional Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2014 · Amount on Record
Deed SaleJul 24, 2014 · Amount on Record
Deed Document Number2014888698
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Recording DateSep 30, 2026
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Document Number0000964367
Instrument DateSep 24, 2026
Instrument2026964367
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SUZANN ST, WIGGINS, CO 80654-1403

Mortgage

Document Number0000964367,
DateSep 30, 2026
Instrument2026964367
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 28, 2046
Interest
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000947612
DateAug 11, 2023
Instrument947612
Lender
NameENT CU
TypeCredit Union
AddressCOLORADO SPRINGS, CO 80933
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000944017
DateDec 8, 2022
Instrument944017
Lender
NameENT CU
TypeCredit Union
AddressCOLORADO SPRINGS, CO 80921
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 18, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000940257
DateApr 28, 2022
Instrument940257
Lender
NameENT CU
TypeCredit Union
AddressBROOMFIELD, CO 80021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000932688
DateMay 5, 2021
Instrument932688
Lender
NameENT CU
TypeCredit Union
AddressCOLORADO SPRINGS, CO 80920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000915228
DateNov 8, 2018
Instrument915228
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000921593
DateOct 31, 2019
Instrument921593
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Document Number0000928545
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyFIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SUZANN ST WIGGINS CO 806541403, WIGGINS, CO 80654-1403

Mortgage

Document Number0000928545
DateOct 27, 2020
Instrument928545
Lender
NameRUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY
TypeBank
AddressDENVER, CO 80222
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Document Number0000910520
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SUZANN ST WIGGINS CO 806541403, WIGGINS, CO 80654-1403

Mortgage

Document Number0000910520
DateFeb 28, 2018
Instrument910520
Lender
NameHIGH PLAINS BK
TypeBank
AddressWIGGINS, CO 80654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 27, 2023
Interest
Rate TypeAdjustable Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address307 SUZANN ST, WIGGINS, CO 80654-1403
Document Number0000904000
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedFeb 16, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SUZANN ST WIGGINS CO 806541403, WIGGINS, CO 80654-1403

Mortgage

Document Number0000904000
DateFeb 13, 2017
Instrument904000
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,940.00 (-13.55%)$28,630 (-10.98%) Land $3,670 Building $24,960$458,120 (-4.54%) Land $58,740 Building $399,380
2024$3,401.00$32,160 (-10.27%) Land $3,250 Building $28,910$479,900 (-10.28%) Land $48,450 Building $431,450
2023$3,401.00 (+19.17%)$35,840 (+35.55%) Land $3,620 Building $32,220$534,900 (+40.59%) Land $54,000 Building $480,900
2022$2,854.00$26,440 Land $3,170 Building $23,270$380,460 Land $45,600 Building $334,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WIGGINS
serves 1,909 people · EPA ID CO0144035
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

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