307 Stephen Dr, Westcliffe, CO 81252 Property Records

Custer County property record for 307 Stephen Dr, Westcliffe, CO 81252

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 928 sqft · built 1983
Lot Size	7.87 acres (342,817 sqft)
Owner	Individual Name on File
Last Sale	$368,500 (Oct 2022)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 2 more
APN	`0010112852`

Property Details

APN / Parcel Number

Primary APN	`0010112852`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Heated Area
Gross Area	1,224 sqft
1st Floor Area	608 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	342,817 sqft (7.87 acres)
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	307 STEPHEN DR
City	WESTCLIFFE
State	CO
Zip	81252-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SILVER CLIFF HEIGHTS SUB 13
Legal Subdivision	SILVER CLIFF HEIGHTS
Legal Lot Number	23
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	1
Census Block	1007
Census Tract	970102

Owner

307 Stephen Dr is owned and occupied by an individual who bought it in October 2022.

Source: Custer County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Oct 31, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	2022246963
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	0000246964
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Oct 31, 2022
Property Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939
Document Number	0000246963
Instrument Date	Oct 28, 2022
Instrument	246963
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939

Mortgage

Document Number	0000246965
Date	Oct 31, 2022
Instrument	246965

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUSTER CO
Recording Date	Oct 31, 2022
Property Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939
Document Number	0000246964
Instrument Date	Oct 28, 2022
Instrument	246964
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	242947
Date	Aug 24, 2021
Instrument	242947

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Adjustable	Adjustable Rate Rider

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Nov 9, 2018
Property Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939
Document Number	0000233939
Instrument Date	Nov 8, 2018
Instrument	233939
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 STEPHEN DR, WESTCLIFFE, CO 81252-8939

Mortgage

Document Number	0000233940
Date	Nov 9, 2018
Instrument	233940

Lender

Name	DSW MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 307 Stephen Dr was $1,838.

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00	$27,200	$435,263
2023	$1,605.00 (+222.29%)	$28,870 (+273.48%)	$430,879 (+298.49%)
2022	$498.00	$7,730 Land $1,690 Building $6,040	$108,127 Land $23,610 Building $84,517

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 307 Stephen Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Stephen Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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