307 State Rte 143, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 307 State Rte 143, Westerlo, NY 12193

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1960
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Dec 2016)
Tax Bill	$3,665 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`013800 139.-2-20`

Property Details

APN / Parcel Number

Primary APN	`013800 139.-2-20`
Alternative APNs	`380013900000020200000000` `13900000020200000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13900000020200000000
Street Address	307 STATE ROUTE 143
City	WESTERLO
State	NY
Zip	12193-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1120
Census Tract	14803

Owner

307 State Rte 143 is owned and occupied by an individual who bought it in December 2016.

Source: Albany County and Westerlo Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	307 STATE ROUTE 143, WESTERLO, NY 12193-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC
Sep 6, 2019	Loan Modification, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Prior Sale	Oct 31, 1995 · Amount on File
Deed Document Number	201630810
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	307 STATE ROUTE 143, WESTERLO, NY 12193-2611
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007964
Date	Aug 1, 2017
Instrument	R2017-17964

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	307 STATE ROUTE 143, WESTERLO, NY 12193-2611
Document Number	0000023078
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 STATE ROUTE 143 WESTERLO NY 121932611, WESTERLO, NY 12193-2611

Mortgage

Document Number	0000023078
Date	Oct 30, 2019
Instrument	23078

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	336 Months
Due	Oct 29, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 307 State Rte 143 was $3,665, up 0.1% from the year before.

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Greenville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,665.00 (+0.14%)
2025	$3,660.00	$1,100 Land $250 Building $850	$189,655 Land $43,103 Building $146,552
2023		$1,100 Land $250 Building $850	$171,900 Land $39,068 Building $132,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 State Rte 143 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 State Rte 143 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 143

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