307 Spruce St, Dowagiac, MI 49047 Property Records

Cass County property record for 307 Spruce St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,642 sqft · built 1870
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Sep 2009)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-405-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-405-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,642 sqft Building Perimeter
1st Floor Area	1,198 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	8,712 sqft (0.2 acres)
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 SPRUCE ST
City	DOWAGIAC
State	MI
Zip	49047-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 902 LOT 142 PATRICK HAMILTON'S 2ND ADD CITY OF DOWAGIAC.
Legal Subdivision	PATRICK HAMILTONS 2ND ADDITION
Legal Lot Number	142
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1034
Census Tract	1901

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	307 SPRUCE ST, DOWAGIAC, MI 49047-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2009 · Amount on Record
Deed Sale	Sep 3, 2009 · Amount on Record
Deed Book / Page	1000 / 208
Last Transfer Date	Feb 27, 2020
Transfer Doc	1170/1875
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Apr 22, 2020
Property Address	307 SPRUCE ST, DOWAGIAC, MI 49047-1149
Document Number	1170/1875
Book / Page	1170 / 1875
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26364 MARCELLUS HWY, 26364, DOWAGIAC, MI 49047-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRUCE ST, DOWAGIAC, MI 49047-1149

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,800 (+9.52%) Land $97,800	$195,600 (+9.52%) Land $195,600
2025	$1,539.00 (+1.58%) Homeowner's exemption	$89,300 (+24.9%) Land $89,300	$178,600 (+24.9%) Land $178,600
2024	$1,515.00 (+11.4%)
2023		$71,500	$143,000
2022	$1,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20