307 Spencer St, Bethalto, IL 62010 Property Records

Madison County property record for 307 Spencer St, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 880 sqft · built 1957
Lot Size	0.219 acres (9,520 sqft)
Owner	Company Name on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Sale & Mortgage
APN	`19-2-08-12-08-204-003`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-12-08-204-003`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	175 ft deep x 54.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	307 SPENCER ST
City	BETHALTO
State	IL
Zip	62010-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND GARDENS LITTLE FARMS LOT PT 51 54.4 X 175 S IRR
Legal Subdivision	RICHLAND GARDENS
Legal Tract	51
Legal Lot Number	51
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2015
Census Tract	401722

Owner

Source: Madison County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	503 OREGON ST, BETHALTO, IL 62010-1635
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 28, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Prior Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	202519670
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000006472
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	307 SPENCER ST, BETHALTO, IL 62010-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033288
Date	Sep 21, 2020
Instrument	2020R33288

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 28, 2019
Property Address	307 SPENCER ST, BETHALTO, IL 62010-1612
Document Number	0000006464
Instrument Date	Feb 15, 2019
Instrument	6464
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPENCER ST BETHALTO IL 620101612, BETHALTO, IL 62010-1612

Mortgage

Document Number	6465
Date	Feb 28, 2019
Instrument	6465

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (+6.82%)	$24,130 (+25.94%) Land $1,720 Building $22,410	$72,390 (+25.81%) Land $5,160 Building $67,230
2024	$1,568.00 (+57.11%)
2022	$998.00	$19,160 Land $1,370 Building $17,790	$57,537 Land $4,114 Building $53,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	7 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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