307 Spell Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 307 Spell Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 2014
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2021)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5383.08.89.0206000`

Property Details

APN / Parcel Number

Primary APN	`5383.08.89.0206000`
Alternative APNs	`551456` `22368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,417 sqft
1st Floor Area	1,152 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Deck Area	2 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22368
Street Address	307 SPELL DR
City	EMERALD ISLE
State	NC
Zip	28594-2546
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L4 BK EMERALD ISLE
Legal Subdivision	BLOCK J &K SECTION 2 EMERALD ISLE
Legal Block	89
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1036
Census Tract	970904

Owner

307 Spell Dr, a mobile home, is owned and occupied by an individual who bought it in August 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	307 SPELL DR, EMERALD ISLE, NC 28594-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Deed Document Number	20211734233
Deed Book / Page	1734 / 233
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 12, 2021
Property Address	307 SPELL DR, EMERALD ISLE, NC 28594-2546
Document Number	0017340233
Book / Page	1734 / 233
Map Reference	MB 8 PG 20
Instrument Date	Jul 23, 2021
Instrument	1734233
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4298, EMERALD ISLE, NC 28594-4298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPELL DR, EMERALD ISLE, NC 28594-2546

Mortgage

Document Number	1734234
Date	Aug 12, 2021
Instrument	1734-234

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 307 Spell Dr was $1,819.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,008 (-) Land $302,049 Building $117,959	$420,008 (-) Land $302,049 Building $117,959
2025	$1,819.00	$420,008 Land $302,049 Building $117,959	$420,008 Land $302,049 Building $117,959
2023		$142,736 Land $101,790 Building $40,946	$142,736 Land $101,790 Building $40,946
2022	$886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Spell Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Spell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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