307 Smith St, Loami, IL 62661 Property Records

Sangamon County property record for 307 Smith St, Loami, IL 62661

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Mar 2026)
Deeds & MortgagesJul 2014 Mortgage
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-11.0-333-020

Property Details

APN / Parcel Number

Primary APN27-11.0-333-020
Alternative APN
  • 27110333020 (CHECK DIGIT = 7)

Exterior

Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Account Number27110333020
Street Address307 SMITH ST
CityLOAMI
StateIL
Zip62661-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 122' W 193.50' LOT 28 E1/2 SW1/4 11-14-7
Legal Range07
Legal Township14
Legal Section11
Legal Lot Number28
JurisdictionSANGAMON IL
Township / Civil DivisionLOAMI
Census Block Group4
Census Block4033
Census Tract3500

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 SMITH ST, LOAMI, IL 62661-3317
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2014Deed of Trust, Mortgage · Stand-Alone First Mortgage
GREEN TREE SERVICING LLC
Mar 11, 2026Executor's Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleDec 30, 2005
Deed Document Number20263884
Record UpdatedSep 20, 2026

July 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address307 SMITH ST, LOAMI, IL 62661-3317
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R18680
DateJul 18, 2014
Instrument2014R18680
Lender
NameGREEN TREE SERVICING LLC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJul 17, 2029
Interest
Rate TypeFixed Rate

March 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSANGAMON IL
Recording DateMar 11, 2026
Property Address307 SMITH ST, LOAMI, IL 62661-3317
Document Number2026R03884
Instrument DateFeb 18, 2026
Instrument2026R03884
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyESCROWNET, ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SMITH ST, LOAMI, IL 62661-3317

Mortgage

Document Number2026R03885
DateMar 11, 2026
Instrument2026R03885
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.13%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionLoami Township
MunicipalityLoami Village
Unified School DistrictNew Berlin CUSD 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,241 (+29.43%) Land $2,094 Building $32,147$102,723 (+29.43%) Land $6,282 Building $96,441
2022Homeowner's exemption Senior Citizen's exemption$26,455 Land $1,618 Building $24,837$79,365 Land $4,854 Building $74,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOAMI
serves 812 people · EPA ID IL1670700
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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