Lauderdale County property record for 307 Smith St, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 962 sqft · built 1955 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Feb 2024) |
| Tax Bill | $611 (2023) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-03-06-3-013-011-000 |
| Primary APN | 23-03-06-3-013-011-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 108542 |
|---|---|
| Street Address | 307 SMITH ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 75 X 150 CITY OF FLORENCE BLK 776 LOTS 8 AND N/2 OF 7 PB 1 PG 53 .26 AC/C SEC 6 T3S R10W |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | CITY OF FLORENCE BLOCK 0776 |
| Legal Block | 776 |
| Legal Lot Number | 8 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10800 |
307 Smith St is owned and occupied by an individual who bought it in February 2024.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK |
| Feb 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 7, 2017 | Warranty Deed, Transfer |
| Jul 12, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 0020246598 |
| Deed Book / Page | 2024 / 6598 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2017/49798 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 2017/49798 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Feb 28, 2024 |
| Property Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Document Number | 02024/6598 |
| Book / Page | 2024 / 6598 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | Feb 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 648 COUNTY ROAD 279, FLORENCE, AL 35633-2995 |
| Name | Verified Name |
|---|---|
| Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Document Number | 0202406600 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024/06600 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 7, 2017 |
| Property Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Document Number | 2017/39803 |
| Book / Page | 2017 / 39803 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 668 COUNTY ROAD 279, 668, FLORENCE, AL 35633-2995 |
| Name | Verified Name |
|---|---|
| Address | 668 COUNTY ROAD 279, FLORENCE, AL 35633-2995 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jul 12, 2017 |
| Property Address | 307 SMITH ST, FLORENCE, AL 35630-4052 |
| Document Number | 2017/30601 |
| Book / Page | 2017 / 30601 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 795 LIGON SPRINGS RD, 795, TUSCUMBIA, AL 35674-8620 |
| Name | Verified Name |
|---|---|
| Address | 668 COUNTY ROAD 229, FLORENCE, AL 35633 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $7,620 | $76,260 Land $7,000 Building $69,260 |
| 2023 | $611.00 (+20.28%) | $1,120 (-89.21%) Land $1,120 | $62,380 (+20.19%) Land $5,600 Building $56,780 |
| 2022 | $508.00 | $10,380 | $51,900 Land $6,300 Building $45,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 307 Smith St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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