307 Schmidt St, Plano, IL 60545 Property Records

Kendall County property record for 307 Schmidt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,694 sqft · built 2005
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2021)
Tax Bill	$10,028 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-24-463-021`

Property Details

APN / Parcel Number

Primary APN	`01-24-463-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,694 sqft Living Area
Gross Area	4,564 sqft
1st Floor Area	2,694 sqft
Basement Area	1,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	125 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	307 SCHMIDT ST
City	PLANO
State	IL
Zip	60545-1384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 769 LAKEWOOD SPRINGS UNIT 4 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	769
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3069
Census Tract	890501

Owner

307 Schmidt St is owned and occupied by two individuals who bought it in April 2021.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 SCHMIDT ST, PLANO, IL 60545-1384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 17, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Jan 1, 2011 · Amount on File
Deed Document Number	202110851
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	0000018171
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 27, 2021
Property Address	307 SCHMIDT ST, PLANO, IL 60545-1384
Document Number	0000010851
Map Reference	DOC 2005-00000459
Instrument Date	Apr 9, 2021
Instrument	202100010851
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 SCHMIDT ST, PLANO, IL 60545-1384

Mortgage

Document Number	0000010852
Date	Apr 27, 2021
Instrument	202100010852

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	May 17, 2018
Property Address	307 SCHMIDT ST, PLANO, IL 60545-1384
Instrument Date	May 4, 2018
Instrument	6670
Transaction Type	Construction Loan
Record Updated	May 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 SCHMIDT ST PLANO IL 605451384, PLANO, IL 60545-1384

Mortgage

Document Number	0000006670
Date	May 17, 2018
Instrument	6670

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,057 Land $10,250 Building $106,807	$351,171 Land $30,750 Building $320,421
2024	$10,028.00
2022		$86,905 Land $7,610 Building $79,295	$260,715 Land $22,830 Building $237,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 Schmidt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Schmidt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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