307 Sawmill Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 307 Sawmill Rd, Jay, NY 12941

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,032 sqft · built 1971
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Jun 2012)
Tax Bill$6,724 (2026)
Deeds & MortgagesOct 2023 Refinance
Jul 2021 Refinance
APN615J101912

Property Details

APN / Parcel Number

Primary APN615J101912
Alternative APNs
  • 280001702300050100000000
  • 152800 17.23-5-10.000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area1,152 sqft
1st Floor Area840 sqft
Upper Floors Area384 sqft
Basement Area708 sqft
Finished Basement708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1985
Architectural StyleA-Frame
Exterior MaterialWood
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area312 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number615J101912
Street Address307 SAWMILL RD
CityJAY
StateNY
Zip12941-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description152 JAY TRACT
Legal Block5
Legal Lot Number10.000
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group1
Census Block1015
Census Tract960200

Owner

307 Sawmill Rd is owned by two individuals who bought it in June 2012.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address34 EXETER AVE, 2, EDISON, NJ 08817-4904
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NBT BANK NATIONAL ASSOCIATION
Jul 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2012 · Amount on File
Deed SaleJun 22, 2012 · Amount on File
Prior SaleDec 15, 2009 · Amount on File
Deed Book / Page1700 / 88
Prior Transfer DateOct 15, 2009
Prior Transfer Doc0000001621/000000013
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address307 SAWMILL RD, JAY, NY 12941-2701
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020233591
DateOct 11, 2023
Instrument2023-3591
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address307 SAWMILL RD, JAY, NY 12941-2701
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20213483
DateJul 7, 2021
Instrument2021-3483
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 307 Sawmill Rd was $6,724, up 0.6% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,724.00 (+0.64%)
2025$6,681.00$351,300 Land $184,100 Building $167,200$351,300 Land $184,100 Building $167,200
2023$281,900 (+50.99%) Land $115,000 Building $166,900$281,900 (+50.99%) Land $115,000 Building $166,900
2022$2,784.00$186,700 Land $57,000 Building $129,700$186,700 Land $57,000 Building $129,700
2020$4,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 307 Sawmill Rd; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1981–2018)
Claims Outside the SFHA2 of 9
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Sawmill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREVER WILD WATER CO-SIGNOR
private · serves 900 people · EPA ID NY1500280
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sawmill Rd

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