307 Salem School Rd, Collins, MS 39428 Property Records

Covington County property record for 307 Salem School Rd, Collins, MS 39428

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,125 sqft · built 1998
Lot Size22.9 acres (1,000,573 sqft)
OwnerIndividual Name on Record
Tax Bill$869 (2025)
Deeds & MortgagesMay 2025 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN083008 02800

Property Details

APN / Parcel Number

Primary APN083008 02800
Alternative APN
  • 3739

Interior

Full Baths2 Baths
Building Area3,125 sqft Adjusted Area
1st Floor Area2,646 sqft
Utility Area400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,000,573 sqft (22.9 acres)
PorchSlab
Utility Building400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number3739
Street Address307 SALEM SCHOOL RD
CityCOLLINS
StateMS
Zip39428-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW4 SW4 W OF SALEM SCHOOL LESS A TRIANGLE IN NE PT NW4 SW4 W OF RD & 1.84 AC SWC SW4 NW4 0908150 B 0355 P 0247 08/08/2022
Legal Range15W
Legal Township08N
Legal Section08
JurisdictionCOVINGTON MS
Township / Civil Division3
Census Block Group2
Census Block2061
Census Tract950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 SALEM SCHOOL RD, COLLINS, MS 39428-7011
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
May 7, 2025Deed of Trust, Mortgage · FHA Mortgage
REGIONS BANK
Aug 8, 2022Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address307 SALEM SCHOOL RD, COLLINS, MS 39428-7011
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 SALEM SCHOOL RD, COLLINS, MS 39428-7011

Mortgage

Document Number000834/119
DateMay 7, 2025
Book Page834/119
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVINGTON MS
Recording DateAug 8, 2022
Property Address307 SALEM SCHOOL RD, COLLINS, MS 39428-7011
Document Number000355/247
Book / Page355 / 247
Instrument DateJul 29, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 397, MERIDIAN, MS 39302-0397

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SALEM SCHOOL RD, COLLINS, MS 39428-5700

Mortgage

Document Number000804/424
DateAug 8, 2022
Book Page804/424
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change2.25%
Max Rate At Change9.75%
IndexSOFR Average 30-Day
Max Rate9.75%

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyCovington County
Unified School DistrictCovington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$869.00 (+15.1%) Homeowner's exemption$16,550 (+0.2%)
2024$16,517 (+0.01%)$163,240 (+0.17%) Land $13,010 Building $150,230
2023$16,516 (-0.15%)$162,970 (-0.09%) Land $12,900 Building $150,070
2022$755.00 (+16.15%) Homeowner's exemption$16,540$163,120 Land $13,050 Building $150,070
2019$650.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 66% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKATOMA WATER ASSOCIATION #1
public/private · serves 3,981 people · EPA ID MS0640009
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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