307 Saddlebridge Ln, Franklin, TN 37069 Property Records

Williamson County property record for 307 Saddlebridge Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,166 sqft · built 1993
Lot Size	0.187 acres (8,184 sqft)
Owner	Individual Name on File
Last Sale	$817,000 (Jun 2022)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094052J E 01300`

Property Details

APN / Parcel Number

Primary APN	`094052J E 01300`

Interior

Full Baths	3.5 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,166 sqft Living Area
1st Floor Area	1,496 sqft
2nd Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,184 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	307 SADDLEBRIDGE LN
City	FRANKLIN
State	TN
Zip	37069-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD FIELDSTONE FARMS SEC O PB 21 PG 113 LOT 0795 SUBD REV 1
Legal Subdivision	FIELDSTONE FARMS
Legal Lot Number	795 66
Jurisdiction	WILLIAMSON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1029
Census Tract	50702

Owner

307 Saddlebridge Ln is owned and occupied by an individual who bought it in June 2022.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	307 SADDLEBRIDGE LN, FRANKLIN, TN 37069-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage TOWER COMMUNITY BANK
Jun 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	22027170
Deed Book / Page	9030 / 780
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 16, 2022
Property Address	307 SADDLEBRIDGE LN, FRANKLIN, TN 37069-4318
Document Number	0090300780
Book / Page	9030 / 780
Map Reference	MB 17 PG 28
Instrument Date	Jun 15, 2022
Instrument	22027170
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ALL TITLE AND ESCROW LLC, HALE TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,022.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SADDLEBRIDGE LN, FRANKLIN, TN 37069-4318

Mortgage

Document Number	0022027171
Date	Jun 16, 2022
Instrument	22027171

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	307 SADDLEBRIDGE LN, FRANKLIN, TN 37069-4318
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089860070
Date	Apr 29, 2022
Book Page	8986/70
Instrument	22019732

Lender

Name	TOWER COMMUNITY BANK
Type	Bank
Address	JASPER, TN 37347

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	4 Months
Due	Aug 25, 2022

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	307 SADDLEBRIDGE LN, FRANKLIN, TN 37069-4318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073890496
Date	Jun 18, 2018
Book Page	7389/0496
Instrument	18023092

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 307 Saddlebridge Ln was $3,406, down 40.8% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,406.00 (-40.77%)	$217,475 Land $62,500 Building $154,975	$869,900 Land $250,000 Building $619,900
2024	$5,750.00 (+1%)
2023	$2,875.00	$133,350 (-) Land $32,500 Building $100,850	$533,400 (-) Land $130,000 Building $403,400
2022	$2,875.00	$133,350 Land $32,500 Building $100,850	$533,400 Land $130,000 Building $403,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 Saddlebridge Ln in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	10 of 72
Most Recent Claim	Apr 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 13 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Saddlebridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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