307 S Willow St, Ogden, IL 61859 Property Records

Champaign County property record for 307 S Willow St, Ogden, IL 61859

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,120 sqft · built 1972
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$87,500 (Nov 2022)
Tax Bill$2,486 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2018 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-24-16-103-011

Property Details

APN / Parcel Number

Primary APN17-24-16-103-011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,656 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area6,250 sqft (0.143 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address307 S WILLOW ST
CityOGDEN
StateIL
Zip61859-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 4 LENEYS, J.W., 1ST ADD
Legal Range14W
Legal Township19N
Legal Section16
Legal SubdivisionLENEYS, J.W., 1ST ADD
Legal Block4
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group2
Census Block2031
Census Tract10702

Owner

307 S Willow St is owned and occupied by an individual who bought it in November 2022.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address307 S WILLOW ST, OGDEN, IL 61859-9557
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Nov 15, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST MID BK&TR NA
Jun 20, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST MID BK&TR NA
Mar 31, 2021Warranty Deed, Transfer · Line of Credit
FISHER NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2022 · Amount on File
Deed SaleNov 4, 2022 · Amount on File
Prior SaleMar 31, 2021 · Amount on File
Deed Document Number202219857
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 4, 2022
Property Address307 S WILLOW ST, OGDEN, IL 61859-9557
Document Number0000019857
Map ReferenceMB 32 PG 48
Instrument DateNov 3, 2022
Instrument2022R19857
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyNOT AVAILABLE, CHERIE KESLER ATTORNEY AT LA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.50
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 S WILLOW ST, OGDEN, IL 61859-9557
InvestorPossibly a Property Investor

Mortgage

Document Number0000019858
DateNov 4, 2022
Instrument2022R19858
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate6.37%

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address307 S WILLOW ST, OGDEN, IL 61859-9557
Document Number0000020423
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4624 COPPER RIDGE RD CHAMPAIGN IL 618228711, CHAMPAIGN, IL 61822-8711

Mortgage

Document Number0000020423
DateNov 29, 2018
Instrument20423
Lender
NameFIRST MID BK&TR NA
AddressCHAMPAIGN, IL 61824
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueNov 28, 2020

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address307 S WILLOW ST, OGDEN, IL 61859-9557
Document Number0000020424
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4624 COPPER RIDGE RD CHAMPAIGN IL 618228711, CHAMPAIGN, IL 61822-8711

Mortgage

Document Number0000020424
DateNov 29, 2018
Instrument20424
Lender
NameFIRST MID BK&TR NA
AddressCHAMPAIGN, IL 61824
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 28, 2023

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 31, 2021
Property Address307 S WILLOW ST, OGDEN, IL 61859-9557
Document Number0000007257
Map ReferenceDD 32 PG 48
Instrument DateDec 13, 2008
Instrument2021R07257
Transaction TypeTransfer
Record UpdatedJun 5, 2023
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 1 2 E LINCOLN, OGDEN, IL 61859

Mortgage

Document Number0000007258
DateMar 31, 2021
Instrument2021R07258
Lender
NameFISHER NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityOgden Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,630 Land $3,790 Building $37,840$124,890 Land $11,370 Building $113,520
2024$2,486.00
2022$2,691.00$33,620 Land $3,070 Building $30,550$100,860 Land $9,210 Building $91,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 S Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 S Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOGDEN
serves 750 people · EPA ID IL0190500
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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