307 S Main St, Austin, MN 55912 Property Records

Mower County property record for 307 S Main St, Austin, MN 55912

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,835 sqft · built 1908
Lot Size	0.443 acres (19,297 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Apr 2018)
Tax Bill	$4,098 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.100.0620`

Property Details

APN / Parcel Number

Primary APN	`34.100.0620`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,835 sqft Living Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,297 sqft (0.443 acres)
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	307 S MAIN ST
City	AUSTIN
State	MN
Zip	55912-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLCOMS 34100 009 LOTS 1, 4 & 5
Legal Subdivision	BOLCOMS
Legal Lot Number	1,4-5
Jurisdiction	MOWER MN
Township / Civil Division	AUSTIN
Census Block Group	6
Census Block	6015
Census Tract	410

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 S MAIN ST, AUSTIN, MN 55912-4432
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 20, 2018	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Jul 6, 2006 · Amount on Record
Deed Document Number	2018639042
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	307 S MAIN ST, AUSTIN, MN 55912-4432
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A663347
Date	Sep 16, 2021
Instrument	A663347

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MOWER MN
Recording Date	Apr 20, 2018
Property Address	307 S MAIN ST, AUSTIN, MN 55912-4432
Document Number	A000639042
Instrument Date	Apr 19, 2018
Instrument	A000639042
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S MAIN ST, AUSTIN, MN 55912-4432

Mortgage

Document Number	A000639043
Date	Apr 20, 2018
Instrument	A000639043

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Austin City
County	Mower County
Unified School District	Austin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,098.00 (+0.44%)	$320,300 (-0.22%) Land $70,000 Building $250,300	$320,300 (-0.22%) Land $70,000 Building $250,300
2025		$321,000 (+3.32%) Land $70,000 Building $251,000	$321,000 (+3.32%) Land $70,000 Building $251,000
2023	$4,080.00	$310,700 Land $70,000 Building $240,700	$310,700 Land $70,000 Building $240,700
2022	$4,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	102 (1978–2016)
Claims Outside the SFHA	2 of 102
Most Recent Claim	Sep 2016 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2010 · 30 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Austin Utilities serves 26,174 people · EPA ID MN1500002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile.

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