307 S Gridley St, Bloomington, IL 61701 Property Records

McLean County property record for 307 S Gridley St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1920
Lot Size	0.12 acres (5,241 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2025)
Tax Bill	$3,165 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-453-006`

Property Details

APN / Parcel Number

Primary APN	`21-04-453-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,078 sqft
Basement Area	432 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	5,241 sqft (0.12 acres)
Lot Dimensions	102 ft deep x 52 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 S GRIDLEY ST
City	BLOOMINGTON
State	IL
Zip	61701-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	JOHN NICCOLLS & COS ADD LOT 4 BLK 4
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	JOHN NICCOLLS & COS ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2041
Census Tract	1600

Owner

307 S Gridley St is owned and occupied by two individuals who bought it in March 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 S GRIDLEY ST, BLOOMINGTON, IL 61701-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICK LOAN FUNDING INC
Apr 3, 2018	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on File
Deed Sale	Mar 27, 2025 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	20254001
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	307 S GRIDLEY ST, BLOOMINGTON, IL 61701-5222
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S GRIDLEY ST, BLOOMINGTON, IL 61701-5222

Mortgage

Document Number	202300011014
Date	Aug 21, 2023
Instrument	2023-00011014

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	307 S GRIDLEY ST, BLOOMINGTON, IL 61701-5222
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008601
Date	Jun 6, 2019
Instrument	2019-00008601

Lender

Name	QUICK LOAN FUNDING INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.99%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 3, 2018
Property Address	307 S GRIDLEY ST, BLOOMINGTON, IL 61701-5222
Document Number	201800005014
Instrument Date	Mar 29, 2018
Instrument	2018-00005014
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BLOOMINGTON, IL 61701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SGRIDLEY ST, BLOOMINGTON, IL 61701

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,446 Land $9,321 Building $39,125	$145,338 Land $27,963 Building $117,375
2024	$3,165.00 (+12.67%)
2023	$2,809.00 (+6.85%)	$39,619 (+7.26%) Land $7,623 Building $31,996	$118,857 (+7.26%) Land $22,869 Building $95,988
2022	$2,629.00	$36,938 Land $7,107 Building $29,831	$110,814 Land $21,321 Building $89,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 S Gridley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 S Gridley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

Nearby Properties on S Gridley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures